4423 Mallard Dr, Gloucester, VA 23061 Property Records

Gloucester County property record for 4423 Mallard Dr, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1988
Lot Size	0.701 acres (30,536 sqft)
Owner	Individual Name on File
Tax Bill	$1,794 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33485`

Property Details

APN / Parcel Number

Primary APN	`33485`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,536 sqft (0.701 acres)
Garage Area	506 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4423 MALLARD DR
City	GLOUCESTER
State	VA
Zip	23061-3665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	CARTER'S COVE SEC VI LOT 18
Legal Subdivision	PLAT: PB21 497
Legal Lot Number	18
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	4
Census Block	4005
Census Tract	100302

Owner

4423 Mallard Dr is owned and occupied by an individual who acquired it in October 2019.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4423 MALLARD DR, GLOUCESTER, VA 23061-3665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FEDERAL CREDIT UNION
Oct 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER
Oct 29, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 18, 2019
Transfer Doc	0000004913
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4423 MALLARD DR, GLOUCESTER, VA 23061-3665
Transaction Type	Mortgage
Record Updated	Nov 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190004914
Date	Oct 29, 2019
Instrument	190004914

Lender

Name	NATIONSTAR MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4423 MALLARD DR, GLOUCESTER, VA 23061-3665
Transaction Type	Mortgage
Record Updated	Dec 7, 2022
Title Company	THE CLOSERS OF VIRGINIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220006020
Date	Nov 16, 2022
Instrument	220006020

Lender

Name	1ST ADVANTAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Sep 29, 2052

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4423 MALLARD DR, GLOUCESTER, VA 23061-3665
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210007629
Date	Oct 27, 2021
Instrument	210007629

Lender

Name	MR COOPER

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 29, 2019
Property Address	4423 MALLARD DR, GLOUCESTER, VA 23061-3665
Document Number	190004913
Instrument Date	Oct 18, 2019
Instrument	190004913
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4423 MALLARD DR, GLOUCESTER, VA 23061-3665

Mortgage

Document Number	190004914
Date	Oct 29, 2019
Instrument	190004914

Lender

Name	NATIONSTAR MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4423 Mallard Dr was $1,794, up 6.1% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,794.00 (+6.09%)	$307,690 (+11.71%) Land $66,910 Building $240,780	$307,690 (+11.71%) Land $66,910 Building $240,780
2025	$1,691.00 (+5.36%)	$275,440 (-) Land $66,910 Building $208,530	$275,440 (-) Land $66,910 Building $208,530
2024	$1,605.00	$275,440 (-) Land $66,910 Building $208,530	$275,440 (-) Land $66,910 Building $208,530
2023	$1,605.00 (+8.01%)	$275,440 (+34.33%) Land $66,910 Building $208,530	$275,440 (+34.33%) Land $66,910 Building $208,530
2022	$1,486.00	$205,040 Land $69,290 Building $135,750	$205,040 Land $69,290 Building $135,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4423 Mallard Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4423 Mallard Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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