Franklin County property record for 4423 Lyon School Rd, Berger, MO 63014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 5 ba · 1,248 sqft · built 2003 |
| Lot Size | 10.6 acres (461,736 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,942 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-7-26.0-0-004-001.200 |
| Primary APN | 03-7-26.0-0-004-001.200 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 4,480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 461,736 sqft (10.6 acres) |
| Lean-To | 672 sqft |
| Utility Building | 2,240 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 4423 LYON SCHOOL RD |
|---|---|
| City | BERGER |
| State | MO |
| Zip | 63014-1544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | LOT:1 THE GENNY 2 |
| Legal Range | 04W |
| Legal Township | 45 |
| Legal Section | 26 |
| Legal Subdivision | THE GENNY |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOEUF |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 800401 |
4423 Lyon School Rd is owned and occupied by two individuals who acquired it in December 2024.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4423 LYON SCHOOL RD, BERGER, MO 63014-1544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2020 | Deed of Trust, Mortgage · Line of Credit PEOPLES SVGS BK/RHINELAND |
| Sep 26, 2019 | Deed of Trust, Mortgage · Line of Credit PEOPLES SVGS BK/RHINELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2024 |
| Deed Sale | Dec 23, 2024 |
| Deed Document Number | 2500025 |
| Prior Transfer Date | Mar 17, 2016 |
| Prior Transfer Doc | 1603719 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 4423 LYON SCHOOL RD, BERGER, MO 63014-1544 |
| Document Number | 0000003557 |
| Instrument Date | Mar 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4423 LYON SCHOOL RD BERGER MO 630141544, BERGER, MO 63014-1544 |
| Document Number | 0000003557 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 3557 |
| Name | PEOPLES SVGS BK/RHINELAND |
|---|---|
| Type | Federal Savings Bank |
| Address | HERMANN, MO 65041 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 4423 LYON SCHOOL RD, BERGER, MO 63014-1544 |
| Document Number | 0000013411 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4423 LYON SCHOOL RD BERGER MO 630141544, BERGER, MO 63014-1544 |
| Document Number | 0000013411 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 13411 |
| Name | PEOPLES SVGS BK/RHINELAND |
|---|---|
| Type | Federal Savings Bank |
| Address | HERMANN, MO 65041 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4423 Lyon School Rd was $2,942.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Gasconade County R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,942.00 | $47,883 | $255,060 Land $23,570 Building $231,490 |
| 2023 | $2,643.00 (-4.65%) | $42,457 | $226,800 Land $21,570 Building $205,230 |
| 2022 | $2,772.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4423 Lyon School Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4423 Lyon School Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| Sparklight DSL | 25 / 3 |
May also be available: FireServe.
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