Harris County property record for 4423 Carmel River Ln, Spring, TX 77388
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,952 sqft · built 2015 |
| Lot Size | 0.228 acres (9,927 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $362,800 (Aug 2015) |
| Tax Bill | $8,764 (2025) |
| Deeds & Mortgages | Jul 2025 Second Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 136-094-005-0003 |
| Primary APN | 136-094-005-0003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,952 sqft Living Area |
| 1st Floor Area | 2,172 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,927 sqft (0.228 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 208 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1360940050003 |
|---|---|
| Street Address | 4423 CARMEL RIVER LN |
| City | SPRING |
| State | TX |
| Zip | 77388-2102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 BLK 5 COUNTRY LAKE ESTATES VILLAGE SEC 1 |
| Legal Subdivision | COUNTRY LAKE ESTATES VILLAGE SEC 1 |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 553403 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4423 CARMEL RIVER LN, SPRING, TX 77388-2102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN FINANCING CORP |
| Jun 18, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2015 · Amount on Record |
| Deed Sale | Aug 11, 2015 · Amount on Record |
| Prior Sale | Feb 26, 2015 · Amount on Record |
| Deed Document Number | 2015359751 |
| Prior Transfer Date | Aug 7, 2015 |
| Prior Transfer Doc | 0000359751 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 4423 CARMEL RIVER LN, SPRING, TX 77388-2102 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000268271 |
|---|---|
| Date | Jul 11, 2025 |
| Instrument | 2025-268271 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 4423 CARMEL RIVER LN, SPRING, TX 77388-2102 |
| Document Number | 0000307266 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4423 CARMEL RIVER LN SPRING TX 773882102, SPRING, TX 77388-2102 |
| Document Number | 0000307266 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 307266 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2050 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Klein Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $466,069 (-2.18%) Land $68,518 Building $397,551 | $466,069 (-2.18%) Land $68,518 Building $397,551 | |
| 2025 | $8,764.00 (+27.38%) Homeowner's exemption Veteran's exemption | $476,438 (-2.3%) Land $68,518 Building $407,920 | $476,438 (-2.3%) Land $68,518 Building $407,920 |
| 2024 | $6,880.00 (+9.83%) | ||
| 2023 | $487,670 Land $68,518 Building $419,152 | $487,670 Land $68,518 Building $419,152 | |
| 2022 | $6,264.00 (-8.11%) | ||
| 2020 | $6,817.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BILMA PUD serves 5,397 people · EPA ID TX1011872 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Ezee Fiber, Spectrum.
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