4423 78th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 4423 78th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,707 sqft · built 1976
Lot Size	0.227 acres (9,899 sqft)
Owner	2 Individual Names on File
Last Sale	$204,000 (Nov 2023)
Tax Bill	$3,994 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R67088`

Property Details

APN / Parcel Number

Primary APN	`R67088`
Alternative APN	`R7285000000002700000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,707 sqft Living Area
Gross Area	2,213 sqft
1st Floor Area	1,707 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	9,899 sqft (0.227 acres)
Lot Dimensions	121 ft deep x 81.3 ft wide
Garage Type	Attached
Garage Area	506 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4423 78TH ST
City	LUBBOCK
State	TX
Zip	79424-3379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUAKER HEIGHTS L 270
Legal Subdivision	QUAKER HEIGHTS
Legal Lot Number	270
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	4
Census Block	4008
Census Tract	1804

Owner

4423 78th St is owned and occupied by two individuals who bought it in November 2023.

Source: Lubbock County records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4423 78TH ST, LUBBOCK, TX 79424-3379
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage TEXAS TECH FEDERAL CREDIT UNION
Nov 13, 2023	Vendor's Lien, Transfer · Conventional Mortgage T2 FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on File
Deed Sale	Nov 13, 2023 · Amount on File
Prior Sale	Apr 7, 2016 · Amount on File
Deed Document Number	202343210
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Recording Date	Apr 10, 2026
Property Address	4423 78TH ST, LUBBOCK, TX 79424-3379
Document Number	0000013025
Instrument Date	Apr 6, 2026
Instrument	202613025
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4423 78TH ST, LUBBOCK, TX 79424-3379
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013025,
Date	Apr 10, 2026
Instrument	202613025

Lender

Name	TEXAS TECH FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Nov 13, 2023
Property Address	4423 78TH ST, LUBBOCK, TX 79424-3379
Document Number	0000043210
Instrument Date	Nov 10, 2023
Instrument	2023043210
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4423 78TH ST, LUBBOCK, TX 79424-3379

Mortgage

Document Number	0000043211
Date	Nov 13, 2023
Instrument	2023043211

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4423 78th St was $3,994, down 4% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,994.00 (-4.04%)	$225,750 Land $22,764 Building $202,986	$225,750 Land $22,764 Building $202,986
2024	$4,162.00 (+38.64%)
2023	$3,002.00 (-12.99%) Homeowner's exemption	$211,214 (+1%) Land $22,764 Building $202,986	$225,750 (+14.84%) Land $22,764 Building $202,986
2022	$3,450.00 Homeowner's exemption	$192,013 Land $22,764 Building $173,821	$196,585 Land $22,764 Building $173,821

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4423 78th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4423 78th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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