4422 Zack Rd, Monroe, NC 28110 Property Records

Union County property record for 4422 Zack Rd, Monroe, NC 28110

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 1,512 sqft · built 2023
Lot Size	1.74 acres (76,143 sqft)
Owner	Individual Name on Record
Tax Bill	$1,325 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-165-009B`

Property Details

APN / Parcel Number

Primary APN	`08-165-009B`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	76,143 sqft (1.74 acres)

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	4422 ZACK RD
City	MONROE
State	NC
Zip	28110-8223
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	RA-40 UNIO
Legal Description	OPCR133; 7186-079 PRICE LIFE ESTATE
Legal Subdivision	CONTAINING 1
Legal Tract	2
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1003
Census Tract	20206

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4418 ZACK RD, MONROE, NC 28110-8223
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Mar 2, 2023	Warranty Deed, Transfer
Jun 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 29, 2018
Transfer Doc	0007186079
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4422 ZACK RD, MONROE, NC 28110-8223
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008764626
Date	Aug 17, 2023
Book Page	8764/626
Instrument	19975

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Oct 1, 2048

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 2, 2023
Property Address	4422 ZACK RD, MONROE, NC 28110-8223
Document Number	0008664821
Book / Page	8664 / 821
Map Reference	CAB R FILE 62
Instrument Date	Feb 27, 2023
Instrument	4828
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4418 ZACK RD, MONROE, NC 28110-8223

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Jun 29, 2018
Property Address	UNIONVILLE INDIAN TRL, MONROE, NC 28110
Document Number	718679
Book / Page	007186 / 000079
Instrument Date	Jun 25, 2018
Instrument	17895
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4502 ZACK RD MONROE NC 281108224, MONROE, NC 28110-8224

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,900 (-) Land $90,300 Building $170,600	$260,900 (-) Land $90,300 Building $170,600
2025	$1,325.00 (+371.53%)	$260,900 (+519.71%) Land $90,300 Building $170,600	$260,900 (+519.71%) Land $90,300 Building $170,600
2023	$281.00	$42,100 Land $42,100	$42,100 Land $42,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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