4422 Whetsel Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4422 Whetsel Ave, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,745 sqft · built 1910
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Owner Names on Record
Last Sale	$65,000 (Mar 2002)
Tax Bill	$3,621 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`037-0001-0446-00`

Property Details

APN / Parcel Number

Primary APN	`037-0001-0446-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,745 sqft Living Area
1st Floor Area	718 sqft
2nd Floor Area	682 sqft
Attic	Attic
Attic Area	345 sqft
Basement Area	718 sqft

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	152 ft deep x 37 ft wide
Porch	Porch
Porch Area	126 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	4422 WHETSEL AVE
City	CINCINNATI
State	OH
Zip	45227-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4422 WHETSEL AVE 37 X 152 PT LOT 56 A WARD HEIRS
Legal Subdivision	WARD
Legal Lot Number	56
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4013
Census Tract	5600

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on Record
Mailing Address	4422 WHETSEL AVE, CINCINNATI, OH 45227-2827
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK
Aug 30, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2002 · Amount on Record
Deed Sale	Mar 20, 2002 · Amount on Record
Deed Document Number	02-054210
Deed Book / Page	8859 / 01536
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4422 WHETSEL AVE, CINCINNATI, OH 45227-2827
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4422 WHETSEL AVE, CINCINNATI, OH 45227-2827

Mortgage

Document Number	0000085176
Date	Dec 5, 2023
Book Page	15055/693
Instrument	2023-0085176

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 5, 2033

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4422 WHETSEL AVE, CINCINNATI, OH 45227-2827
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112815
Date	Sep 20, 2021
Book Page	14505/261
Instrument	2021-0112815

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4422 WHETSEL AVE, CINCINNATI, OH 45227-2827
Document Number	0000095536
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4422 WHETSEL AVE CINCINNATI OH 452272827, CINCINNATI, OH 45227-2827

Mortgage

Document Number	0000095536
Date	Nov 1, 2019
Book Page	014036/000684
Instrument	95536

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4422 WHETSEL AVE, CINCINNATI, OH 45227-2827
Document Number	0000084214
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Oct 22, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4422 WHETSEL AVE CINCINNATI OH 452272827, CINCINNATI, OH 45227-2827

Mortgage

Document Number	0000084214
Date	Sep 21, 2018
Book Page	013758/000361
Instrument	84214

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,621.00 (+3.07%)	$58,730 (+%) Land $12,904 Building $45,826
2024	$3,513.00 (-2.17%)	$58,729 (-) Land $12,904 Building $45,825
2023	$3,591.00 (+59.67%)	$58,729 (+78.3%) Land $12,904 Building $45,825	$167,800 (+78.3%) Land $36,870 Building $130,930
2022	$2,249.00 Homeowner's exemption	$32,939 Land $6,360 Building $26,579
2020			$94,110 Land $18,170 Building $75,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Whetsel Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures