4422 28th St, Lubbock, TX 79410 Property Records

Lubbock County property record for 4422 28th St, Lubbock, TX 79410

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,587 sqft · built 1961
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on File
Last Sale	$145,440 (Aug 2026)
Tax Bill	$3,247 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R41620`

Property Details

APN / Parcel Number

Primary APN	`R41620`
Alternative APN	`R0895000000000580000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,587 sqft Living Area
Gross Area	2,049 sqft
1st Floor Area	1,587 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,015 sqft (0.184 acres)
Lot Dimensions	114 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4422 28TH ST
City	LUBBOCK
State	TX
Zip	79410-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENDER TERRACE E15OF L 58 & W55OF 59
Legal Subdivision	BENDER TERRACE
Legal Lot Number	58
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2006
Census Tract	1601

Owner

4422 28th St is owned by an individual who bought it in August 2026.

Source: Lubbock County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	5719 156TH ST, LUBBOCK, TX 79424-2564
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed, Transfer · Conventional Mortgage WHOLESALE MORTGAGE
Mar 22, 2019	Warranty Deed, Transfer · Commercial Mortgage LUBBOCK NATIONAL BANK
Feb 1, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2026 · Amount on File
Deed Sale	Aug 20, 2026 · Amount on File
Prior Sale	Mar 22, 2019 · Amount on File
Deed Document Number	202633088
Prior Transfer Date	Jan 4, 2006
Prior Transfer Doc	0000001104
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LUBBOCK TX
Recording Date	Aug 20, 2026
Property Address	4422 28TH ST, LUBBOCK, TX 79410-1713
Document Number	0000033088
Instrument Date	Aug 19, 2026
Instrument	202633088
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5719 156TH ST, LUBBOCK, TX 79424-2564

Mortgage

Document Number	0000033089,
Date	Aug 20, 2026
Instrument	202633089

Lender

Name	WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Mar 22, 2019
Property Address	4422 28TH ST, LUBBOCK, TX 79410-1713
Document Number	0000010027
Map Reference	VOL 731 PG 640
Instrument Date	Mar 20, 2019
Instrument	2019010027
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10409 N COUNTY ROAD 1460, SHALLOWATER, TX 79363-3073

Mortgage

Document Number	0000010028
Date	Mar 22, 2019
Instrument	2019010028

Lender

Name	LUBBOCK NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUBBOCK TX
Recording Date	Feb 1, 2019
Property Address	4422 28TH ST, LUBBOCK, TX 79410-1713
Document Number	0000003731
Instrument Date	Jan 30, 2019
Instrument	3731
Transaction Type	Transfer
Record Updated	Feb 12, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10409 NCR 1460 SHALLOWATER TX 79363, SHALLOWATER, TX 79363

Tax Assessment & Valuation

The 2025 property tax bill for 4422 28th St was $3,247, up 5.1% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,247.00 (+5.11%)	$183,511 Land $30,000 Building $153,511	$183,511 Land $30,000 Building $153,511
2024	$3,089.00 (+0.03%)
2023	$3,088.00 (-2.09%)	$166,150 Land $14,700 Building $151,450	$166,150 Land $14,700 Building $151,450
2022	$3,154.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4422 28th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1983–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4422 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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