Lake County property record for 4421 Barbados Loop, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,154 sqft · built 2009 |
| Lot Size | 0.241 acres (10,517 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $200,000 (Sep 2013) |
| Tax Bill | $2,400 (2024) |
| Deeds & Mortgages | Jan 2023 Line of Credit Feb 2018 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-23-26-1902-000-27800 |
| Primary APN | 10-23-26-1902-000-27800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,154 sqft Living Area |
| 1st Floor Area | 2,154 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,517 sqft (0.241 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 226 sqft |
| Patio Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3858241 |
|---|---|
| Street Address | 4421 BARBADOS LOOP |
| City | CLERMONT |
| State | FL |
| Zip | 34711-5296 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHERN FIELDS PHASE III PB 60 PG 20-25 LOT 278 ORB 4383 PG 1170 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 10 |
| Legal Subdivision | FIELDS |
| Legal Phase | 3 |
| Legal Tract | A-D |
| Legal Lot Number | 278 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 31308 |
The current owner of 4421 Barbados Loop bought it in September 2013.
Source: Lake County records, as of December 15, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 4421 BARBADOS LOOP, CLERMONT, FL 34711-5296 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2023 | Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU |
| Feb 20, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2013 · Amount on File |
| Deed Sale | Sep 24, 2013 · Amount on File |
| Prior Sale | Jun 5, 2009 · Amount on File |
| Deed Document Number | 2013106602 |
| Deed Book / Page | 4383 / 1170 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4421 BARBADOS LOOP, CLERMONT, FL 34711-5296 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 4421 BARBADOS LOOP, CLERMONT, FL 34711-5296 |
| Document Number | 0060801191 |
|---|---|
| Date | Jan 18, 2023 |
| Book Page | 6080/1191 |
| Instrument | 2023005854 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32836 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 13, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4421 BARBADOS LOOP, CLERMONT, FL 34711-5296 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LENDERLIVE SETTLEMENT SERVIC |
| Name | Verified Name |
|---|
| Document Number | 0050680844 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 5068/0844 |
| Instrument | 2018018934 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4421 BARBADOS LOOP, CLERMONT, FL 34711-5296 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054471493 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 5447/1493 |
| Instrument | 2020038075 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $204,040 Land $100,000 Building $104,040 | $351,996 Land $100,000 Building $251,996 | |
| 2024 | $2,400.00 (+2.35%) | ||
| 2023 | $2,345.00 (+3.49%) Homeowner's exemption | $176,370 (+3%) | $296,146 (+4.13%) Land $100,000 Building $196,146 |
| 2022 | $2,266.00 Homeowner's exemption | $171,240 | $284,410 Land $43,000 Building $241,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4421 Barbados Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 44 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4421 Barbados Loop is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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