4420 W Cutler Rd, De Witt, MI 48820 Property Records

Clinton County property record for 4420 W Cutler Rd, De Witt, MI 48820

Property Summary

Property Type	Mobile Home
Details	2.5 ba · 1,472 sqft · built 2004
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on File
Last Sale	$33,000 (Oct 2004)
Tax Bill	$1,531 (2025)
Deeds & Mortgages	Aug 2011 Mortgage Jun 2005 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`130-036-400-011-00`

Property Details

APN / Parcel Number

Primary APN	`130-036-400-011-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft
Basement Area	1,472 sqft
Unfinished Basement	1,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)
Garage Type	Attached
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	351 sqft
Patio Area	351 sqft
Shed	1 Shed
Shed Area	816 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4420 W CUTLER RD
City	DEWITT
State	MI
Zip	48820-8082
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A2
Legal Description	COM 2144.24 FT W OF THE SE COR SEC 36, T6N R3W, TH W 158.50 FT, TH N 505.29 FT, TH E 158.50 FT, TH S 505.29 FT TO THE POB.
Legal Range	03W
Legal Township	06N
Legal Section	36
Jurisdiction	CLINTON MI
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2022
Census Tract	10902

Owner

4420 W Cutler Rd, a mobile home, is owned and occupied by two individuals who bought it in October 2004.

Source: Clinton County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4420 W CUTLER RD, DEWITT, MI 48820-8082
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2011	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 1, 2005	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Sep 11, 2015	Deed of Trust, Mortgage · Line of Credit FIRSTMERIT BANK NA
Dec 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2004 · Amount on File
Deed Sale	Oct 14, 2004 · Amount on File
Deed Document Number	20045067753
Record Updated	Sep 20, 2026

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	4420 W CUTLER RD, DEWITT, MI 48820-8082
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005173189
Date	Aug 5, 2011
Instrument	5173189

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2041

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	4420 W CUTLER RD, DEWITT, MI 48820-8082
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005080817
Date	Jun 1, 2005
Instrument	5080817

Lender

Name	CITIZENS BANK
Type	Bank
Address	FLINT, MI 48502

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	May 6, 2015

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	4420 W CUTLER RD, DEWITT, MI 48820-8082
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005261293
Date	Dec 4, 2017
Instrument	5261293

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	4420 W CUTLER RD, DEWITT, MI 48820-8082
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005232636
Date	Sep 11, 2015
Instrument	5232636

Lender

Name	FIRSTMERIT BANK NA
Type	Bank
Address	AKRON, OH 44308

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Aug 28, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	4420 W CUTLER RD, DEWITT, MI 48820-8082
Transaction Type	Mortgage
Record Updated	Dec 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 5261293
Date	Dec 4, 2017
Instrument	5261293

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4420 W Cutler Rd was $1,531 with a homeowner's exemption, down 56.2% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Riley Township
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,300 (-1.11%) Land $28,800 Building $176,500	$410,600 (-1.11%) Land $57,600 Building $353,000
2025	$1,531.00 (-56.17%) Homeowner's exemption	$207,600 Land $28,700 Building $178,900	$415,200 Land $57,400 Building $357,800
2024	$3,493.00 (+10.85%)
2023	$3,151.00 Homeowner's exemption	$148,900	$297,800
2022	$3,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4420 W Cutler Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4420 W Cutler Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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