Cabarrus County property record for 4420 Triumph Dr SW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,141 sqft · built 2011 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Mar 2019) |
| Tax Bill | $3,743 (2023) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02038A0014.000000 |
| Primary APN | 02038A0014.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,141 sqft Living Area |
| Gross Area | 3,979 sqft |
| 1st Floor Area | 1,430 sqft |
| Upper Floors Area | 1,711 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 137 ft deep x 68 ft wide |
| Garage Type | Mixed |
| Garage Area | 628 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 42 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 129181 |
|---|---|
| Street Address | 4420 TRIUMPH DR SW |
| City | CONCORD |
| State | NC |
| Zip | 28027-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | LT 14 GLENGROVE |
| Legal Subdivision | GLENGROVE |
| Legal Lot Number | 14 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 2, POPLAR TENT |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 42603 |
4420 Triumph Dr SW is owned by two individuals who bought it in March 2019.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3216 TREBLE CT, CHARLOTTE, NC 28262-2056 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Mar 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2019 · Amount on File |
| Deed Sale | Mar 15, 2019 · Amount on File |
| Prior Sale | Jun 26, 2012 · Amount on File |
| Deed Book / Page | 13417 / 249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4420 TRIUMPH DR SW, CONCORD, NC 28027-2707 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4420 TRIUMPH DR SW, CONCORD, NC 28027-2707 |
| Document Number | 0015433177 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 15433/177 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | 19852 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Mar 15, 2019 |
| Property Address | 4420 TRIUMPH DR SW, CONCORD, NC 28027-2707 |
| Document Number | 0013417249 |
| Book / Page | 13417 / 0249 |
| Map Reference | MB 53 PG 1 |
| Instrument Date | Mar 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 58358, NEW ORLEANS, LA 70158-8358 |
| Name | Verified Name |
|---|---|
| Address | 3520 COVENTRY COMMONS AVE SW APT 108, 108, CONCORD, NC 28027-0159 |
| Document Number | 0013417251 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 13417/251 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $480,240 Land $100,000 Building $380,240 | ||
| 2024 | $480,240 (+56.54%) Land $100,000 Building $380,240 | ||
| 2023 | $3,743.00 | $306,790 Land $58,000 Building $248,790 | $306,790 Land $58,000 Building $248,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4420 Triumph Dr SW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4420 Triumph Dr SW is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
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