4420 Shade Rd, La Mesa, CA 91941 Property Records

San Diego County property record for 4420 Shade Rd, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1961
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$478,000 (Jun 2016)
Tax Bill	$7,350 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`496-313-09-00`

Property Details

APN / Parcel Number

Primary APN	`496-313-09-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,536 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4420 SHADE RD
City	LA MESA
State	CA
Zip	91941-6953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 31 TR 004433
Legal Subdivision	HELIX KNOLLS ESTATES
Legal Tract	004433
Legal Block	1
Legal Lot Number	31
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	13601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4420 SHADE RD, LA MESA, CA 91941-6953
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 4, 2017	Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK
Mar 27, 2018	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 28, 2019	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Sep 3, 2019	Correction Deed, Transfer WESTERN RESOURCES TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2016 · Amount on Record
Deed Sale	Jun 14, 2016 · Amount on Record
Deed Document Number	2016292853
Last Transfer Date	Aug 24, 2019
Transfer Doc	0000378669
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2026
Property Address	4420 SHADE RD, LA MESA, CA 91941-6953
Document Number	0000134302
Instrument Date	May 4, 2026
Instrument	2026134302
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4420 SHADE RD, LA MESA, CA 91941-6953

Mortgage

Document Number	0000134302,
Date	May 11, 2026
Instrument	2026134302

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4420 SHADE RD, LA MESA, CA 91941-6953
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003987
Date	Jan 4, 2017
Instrument	2017-0003987

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4420 SHADE RD, LA MESA, CA 91941-6953
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY OF CALIFOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000120776
Date	Mar 27, 2018
Instrument	2018-0120776

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4420 SHADE RD, LA MESA, CA 91941-6953
Document Number	0000378670
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4420 SHADE RD LA MESA CA 919416953, LA MESA, CA 91941-6953

Mortgage

Document Number	0000378670
Date	Sep 3, 2019
Instrument	378670

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

September 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 3, 2019
Property Address	4420 SHADE RD, LA MESA, CA 91941-6953
Document Number	0000378669
Instrument Date	Aug 24, 2019
Instrument	378669
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4420 SHADE RD LA MESA CA 919416953, LA MESA, CA 91941-6953

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$586,090 (+2%) Land $452,800 Building $133,290
2025	$7,350.00 (+0.67%) Homeowner's exemption	$574,599 (+4.04%) Land $443,922 Building $130,677
2024	$7,301.00 (+2.92%)
2023	$7,094.00 (+1.91%) Homeowner's exemption	$552,288 Land $426,685 Building $125,603
2022	$6,961.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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