4420 Polk St, Waco, TX 76705 Property Records

McLennan County property record for 4420 Polk St, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 823 sqft · built 2001
Lot Size0.65 acres (28,314 sqft)
Owner2 Individual Names on File
Tax Bill$2,305 (2025)
Flood ZoneZone X (minimal risk)
APN28-057000-091200-6

Property Details

APN / Parcel Number

Primary APN28-057000-091200-6
Alternative APNs
  • 2805700009120060111
  • 127490

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area823 sqft Living Area
1st Floor Area823 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialWood
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area28,314 sqft (0.65 acres)
DrivewayConcrete Driveway
Driveway Area400 sqft
PorchOpen Porch
Porch Area68 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4420 POLK ST
CityWACO
StateTX
Zip76705-4829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTOMAS DE LA VEGA TRACT 33 ACRES .65
Legal SubdivisionTOMAS DE LA VEGA
Legal Tract33
Legal Lot Number33
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3037
Census Tract1700

Owner

4420 Polk St is owned and occupied by two individuals who acquired it in February 2026.

Source: McLennan County records, as of September 24, 2026

Owner of Record2 Individual Names on File
Mailing Address3727 MORROW AVE, WACO, TX 76710-5104
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 10, 2026
Transfer Doc0000004408
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4420 Polk St was $2,305 with exemptions applied, up 5.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityBellmead City
CountyMcLennan County
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$128,323 (-2.82%)$132,428 (-6.02%) Land $14,625 Building $117,803
2025$2,305.00 (+5.3%) Homeowner's exemption Senior Citizen's exemption$132,045$140,910 Land $12,400 Building $128,510
2024$2,189.00
2023$102,450 Land $12,400 Building $90,050$102,450 Land $12,400 Building $90,050
2022$1,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4420 Polk St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1996–2007)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4420 Polk St is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLMEAD
serves 10,664 people · EPA ID TX1550001
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Polk St

Nearby Streets

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