4420 Oak Bluff Dr, Melissa, TX 75454 Property Records

Collin County property record for 4420 Oak Bluff Dr, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,363 sqft · built 2015
Lot Size	0.156 acres (6,838 sqft)
Owner	Individual Name on Record
Tax Bill	$7,737 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-10717-00A-0690-1`

Property Details

APN / Parcel Number

Primary APN	`R-10717-00A-0690-1`
Alternative APN	`2715347`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,363 sqft Living Area
Gross Area	2,917 sqft
2nd Floor Area	672 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,838 sqft (0.156 acres)
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft
Porch	Covered Porch
Porch Area	221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2715347
Street Address	4420 OAK BLUFF DR
City	MELISSA
State	TX
Zip	75454-0145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH CREEK II PHASE 4 (CML), BLK A, LOT 69
Legal Subdivision	NORTH CREEK II PHASE 4 (CML)
Legal Phase	4
Legal Block	A
Legal Lot Number	69
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	3
Census Block	3008
Census Tract	30207

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4420 OAK BLUFF DR, MELISSA, TX 75454-0145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Sep 1, 2021	Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 4, 2019	Deed of Trust, Mortgage FROST BK
Feb 23, 2017	Quit Claim Deed, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021
Deed Sale	Sep 1, 2021
Prior Sale	Feb 23, 2017
Deed Document Number	20210901001784270
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4420 OAK BLUFF DR, MELISSA, TX 75454-0145
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000344350
Date	Feb 23, 2021
Instrument	20210223000344350

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Sep 1, 2021
Property Address	4420 OAK BLUFF DR, MELISSA, TX 75454-0145
Document Number	0001784270
Map Reference	VOL 2015 PG 99
Instrument Date	Aug 27, 2021
Instrument	20210901001784270
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4420 OAK BLUFF DR, MELISSA, TX 75454-0145

Mortgage

Document Number	0001784280
Date	Sep 1, 2021
Instrument	20210901001784280

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4420 OAK BLUFF DR, MELISSA, TX 75454-0145
Document Number	0000148480
Instrument Date	Jan 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4420 OAK BLUFF DR MELISSA TX 754540145, MELISSA, TX 75454-0145

Mortgage

Document Number	0000148480
Date	Feb 12, 2019
Instrument	148480

Lender

Name	FROST BK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Amount	Amount Recorded

February 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	COLLIN TX
Recording Date	Feb 23, 2017
Property Address	4420 OAK BLUFF DR, MELISSA, TX 75454-0145
Document Number	0000241860
Instrument Date	Nov 9, 2016
Instrument	241860
Transaction Type	Mortgage
Record Updated	May 9, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4420 OAK BLUFF DR MELISSA TX 754540145, MELISSA, TX 75454-0145

Mortgage

Document Number	1773740
Date	Feb 23, 2017
Instrument	1773740

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2047

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Melissa City
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$479,660 (-0.08%) Land $120,000 Building $359,660	$479,660 (-0.08%) Land $120,000 Building $359,660
2024	$7,737.00 (-9.24%)
2023		$480,060 Land $110,000 Building $370,060	$480,060 Land $110,000 Building $370,060
2022	$8,525.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Grayson Collin Communications, Rise Broadband.

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