4420 Lowes Dr, Temple, TX 76502 Property Records

Bell County property record for 4420 Lowes Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,898 sqft · built 2007
Lot Size	0.297 acres (12,937 sqft)
Owner	Individual Name on File
Tax Bill	$6,870 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0677582147`

Property Details

APN / Parcel Number

Primary APN	`0677582147`
Alternative APNs	`353925` `783833`

Interior

Stories	1 Story
Building Area	1,898 sqft Living Area
1st Floor Area	1,898 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	12,937 sqft (0.297 acres)
Lot Dimensions	196 ft deep x 70 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	345 sqft
Patio Area	209 sqft
Canopy	209 sqft
Storage Building	110 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	4420 LOWES DR
City	TEMPLE
State	TX
Zip	76502-3488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANYON RIDGE PHASE I, BLOCK 002, LOT 0011, ACRES .297
Legal Subdivision	CANYON RIDGE PHASE I
Legal Block	2
Legal Lot Number	11
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1012
Census Tract	21304

Owner

4420 Lowes Dr is owned by an individual who acquired it in March 2022.

Source: Bell County records, as of March 3, 2026

Owner of Record	Individual Name on File
Mailing Address	5404 BENTWOOD CT, TEMPLE, TX 76502-8821
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 31, 2022	Warranty Deed, Transfer FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC
Nov 1, 2019	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS
Apr 18, 2018	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022
Deed Sale	Mar 31, 2022
Prior Sale	Aug 1, 2014 · Amount on File
Deed Document Number	202220624
Prior Transfer Date	Jul 31, 2014
Prior Transfer Doc	0000027907
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4420 LOWES DR, TEMPLE, TX 76502-3488
Transaction Type	Mortgage
Record Updated	Apr 12, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078913
Date	Dec 2, 2021
Instrument	2021078913

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Mar 31, 2022
Property Address	4420 LOWES DR, TEMPLE, TX 76502-3488
Document Number	0000020624
Map Reference	CAB D SL 28-A
Instrument Date	Mar 29, 2022
Instrument	2022020624
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3701 BAMBOO TRAIL, 3701, TYLER, TX 75701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5404 BENTWOOD CT, TEMPLE, TX 76502-8821

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4420 LOWES DR, TEMPLE, TX 76502-3488
Document Number	0000051366
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4420 LOWES DR TEMPLE TX 765023488, TEMPLE, TX 76502-3488

Mortgage

Document Number	0000051366
Date	Nov 7, 2019
Instrument	51366

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2049

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4420 LOWES DR, TEMPLE, TX 76502-3488
Document Number	0000016364
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4420 LOWES DR TEMPLE TX 765023488, TEMPLE, TX 76502-3488

Mortgage

Document Number	0000016364
Date	Apr 24, 2018
Book Page	010430/000152
Instrument	16364

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4420 Lowes Dr was $6,870.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,870.00	$282,853 Land $40,000 Building $242,853	$282,853 Land $40,000 Building $242,853
2023	$6,829.00 (+97.66%)	$297,872 Land $28,000 Building $269,872	$297,872 Land $28,000 Building $269,872
2022	$3,455.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4420 Lowes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4420 Lowes Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Altitude ISP, SOS Communications, T-Mobile, Verizon.

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