Cherokee County property record for 4420 Lower Bear Paw Rd, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 869 sqft · built 1960 |
| Lot Size | 15.2 acres (666,032 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $123,000 (Jan 2018) |
| Tax Bill | $1,048 (2025) |
| Deeds & Mortgages | Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 454400516706000 |
| Primary APN | 454400516706000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 869 sqft Heated Area |
| 1st Floor Area | 869 sqft |
| Flooring | Combination, Other |
| Interior Walls | Masonry |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 666,032 sqft (15.2 acres) |
| Lot Width | 842 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Account Number | 23246 |
|---|---|
| Street Address | 4420 LOWER BEAR PAW RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-1729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FR LANG 615/23 1294/234 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | SHOAL CREEK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 930603 |
Source: Cherokee County records, as of October 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4515 LOWER BEAR PAW RD, MURPHY, NC 28906-1730 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2018 · Amount on Record |
| Deed Sale | Jan 5, 2018 · Amount on Record |
| Prior Sale | Nov 20, 2007 · Amount on Record |
| Deed Document Number | 201873 |
| Deed Book / Page | 1578 / 116 |
| Prior Transfer Date | Jul 16, 2007 |
| Prior Transfer Doc | 1294/0234 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jan 5, 2018 |
| Property Address | 4420 LOWER BEAR PAW RD, MURPHY, NC 28906-1729 |
| Document Number | 01578/0116 |
| Book / Page | 01578 / 0116 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 00073 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $246.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 524 WINDER TRL, 524, CANTON, GA 30114-7531 |
| Name | Verified Name |
|---|---|
| Address | 4515 LOWER BEAR PAW RD, MURPHY, NC 28906-1730 |
| Document Number | 00075 |
|---|---|
| Date | Jan 5, 2018 |
| Instrument | 00075 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,048.00 | $132,410 (+8.08%) | $132,410 (+8.08%) Land $64,980 Building $67,430 |
| 2023 | $122,510 | $122,510 Land $64,980 Building $57,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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