4420 Carter Rd, Apt 5, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 4420 Carter Rd, Apt 5, Saint Augustine, FL 32086

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 870 sqft · built 1982
OwnerIndividual Name on Record
Last Sale$148,000 (Feb 2023)
Tax Bill$1,629 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN137152-0105

Property Details

APN / Parcel Number

Primary APN137152-0105

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Units62 Units
Building Area870 sqft Living Area
1st Floor Area870 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2001

Location & Zoning

Street Address4420 CARTER RD, 5
CitySAINT AUGUSTINE
StateFL
Zip32086-5898
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description(OR1633/1263) THE OAKS AT WILDWOOD CONDO CONDO UNIT 5 OR5710/1817
Legal Range29E
Legal Township08S
Legal Section13
Legal SubdivisionOAKS AT WILDWOOD
Legal Lot Number5
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1018
Census Tract21207

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4420 CARTER RD, 5, SAINT AUGUSTINE, FL 32086-5898
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2023Warranty Deed, Transfer · Conventional Mortgage
WATSON MORTGAGE CORP
Jun 20, 2017Special Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2023 · Amount on Record
Deed SaleFeb 20, 2023 · Amount on Record
Prior SaleJun 20, 2017 · Amount on Record
Deed Document Number202312823
Deed Book / Page5710 / 1817
Record UpdatedSep 20, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 20, 2023
Property Address4420 CARTER RD APT 5, 5, SAINT AUGUSTINE, FL 32086-5898
Document Number0057101817
Book / Page5710 / 1817
Map ReferenceMB 1633 PG 1263
Instrument DateFeb 17, 2023
Instrument2023012823
Transaction TypeTransfer
Record UpdatedMar 3, 2023
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,036.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23 ALBACETE RD, ST AUGUSTINE, FL 32084-9045

Transferred To (Grantee/Buyer)

NameVerified Name
Address4420 CARTER RD APT 5, 5, ST AUGUSTINE, FL 32086-5898

Mortgage

Document Number0057101819
DateFeb 20, 2023
Instrument5710/1819
Lender
NameWATSON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

June 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJun 20, 2017
Property Address4420 CARTER RD APT 5, 5, SAINT AUGUSTINE, FL 32086-5898
Document Number0043910754
Book / Page4391 / 0754
Map ReferenceMB1633 PG1263
Instrument DateJun 15, 2017
Instrument2017042286
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8200 JONES BRANCH DR, 8200, MC LEAN, VA 22102-3107

Transferred To (Grantee/Buyer)

NameVerified Name
Address343 GIANNA WAY, SAINT AUGUSTINE, FL 32086-3858

Mortgage

Document Number0043910756
DateJun 20, 2017
Book Page4391/0756
Instrument2017042287
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$121,000 (-) Building $121,000$121,000 (-) Building $121,000
2025$1,629.00 (+3.1%)$121,000 (+96.18%)$121,000 (+6.12%)
2024$1,580.00 (+315.79%)
2023$380.00 (+1.6%) Homeowner's exemption$61,677 (+3%)$114,018 (+15.17%)
2022$374.00 Homeowner's exemption$59,881$99,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 86 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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