4420 Carter Rd, Apt 21, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 4420 Carter Rd, Apt 21, Saint Augustine, FL 32086

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 870 sqft · built 1982
Owner	Individual Name on File
Last Sale	$103,000 (Jul 2019)
Tax Bill	$783 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`137152-0121`

Property Details

APN / Parcel Number

Primary APN	`137152-0121`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	62 Units
Building Area	870 sqft Living Area
1st Floor Area	870 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2001

Location & Zoning

Street Address	4420 CARTER RD, 21
City	SAINT AUGUSTINE
State	FL
Zip	32086-3802
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(OR1633/1263) THE OAKS AT WILDWOOD CONDO CONDO UNIT 21 OR4769/1092
Legal Range	29E
Legal Township	08S
Legal Section	13
Legal Subdivision	OAKS AT WILDWOOD
Legal Lot Number	21
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1018
Census Tract	21207

Owner

4420 Carter Rd, Apt 21 is owned and occupied by an individual who bought it in July 2019.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4420 CARTER RD, 21, SAINT AUGUSTINE, FL 32086-3802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2019 · Amount on File
Deed Sale	Jul 31, 2019 · Amount on File
Prior Sale	Nov 30, 2009 · Amount on File
Deed Document Number	201955766
Deed Book / Page	4769 / 1092
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 31, 2019
Property Address	4420 CARTER RD APT 21, 21, SAINT AUGUSTINE, FL 32086-3802
Document Number	0047691092
Book / Page	004769 / 001092
Instrument Date	Jul 25, 2019
Instrument	55766
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	LAND TITLE/AMERICA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$721.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4420 CARTER RD #21 ST AUGUSTINE FL 320863802, 21, ST AUGUSTINE, FL 32086-3802

Mortgage

Document Number	47691095
Date	Jul 31, 2019
Book Page	004769/001095
Instrument	55767

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4420 Carter Rd, Apt 21 was $783 with a homeowner's exemption, up 14.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,530 (+2.7%) Building $99,530	$121,000 (-) Building $121,000
2025	$783.00 (+14.14%) Homeowner's exemption	$96,913	$121,000
2024	$686.00 (+3.78%)
2023	$661.00 (+4.42%) Homeowner's exemption	$91,439 (+3%)	$114,018 (+15.17%)
2022	$633.00 Homeowner's exemption	$88,776	$99,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4420 Carter Rd, Apt 21 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4420 Carter Rd, Apt 21 is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20