4420 Betty Ln, Williamsburg, VA 23188 Property Records

James City County property record for 4420 Betty Ln, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,000 sqft · built 2009
Lot Size	0.029 acres (1,263 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Nov 2025)
Tax Bill	$1,879 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-2 41-0-0021`

Property Details

APN / Parcel Number

Primary APN	`38-2 41-0-0021`
Alternative APN	`32008`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,000 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Composition/Composite
Roof Material	Asphalt
Lot Area	1,263 sqft (0.029 acres)
Porch	Slab
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	32008
Street Address	4420 BETTY LN
City	WILLIAMSBURG
State	VA
Zip	23188-2883
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU MIXED U
Legal Description	L-21 PH-9 S-7 NEW TOWN
Legal Subdivision	NEW TOWN
Legal Phase	9
Legal Lot Number	21
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	3
Census Block	3019
Census Tract	80205

Owner

Source: James City County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3408 GILES BLAND, WILLIAMSBURG, VA 23188-1333
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 28, 2017	Quit Claim Deed, Transfer FIRST ADVANTAGE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Sep 1, 2009 · Amount on Record
Deed Document Number	202515638
Prior Transfer Date	Aug 9, 2017
Prior Transfer Doc	0000017079
Record Updated	Jun 8, 2026

November 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JAMES CITY VA
Recording Date	Nov 10, 2025
Property Address	4420 BETTY LN, WILLIAMSBURG, VA 23188-2883
Document Number	0202515638
Instrument Date	Oct 29, 2025
Instrument	202515638
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 GILES BLAND, WILLIAMSBURG, VA 23188-1333

Mortgage

Document Number	0202515639
Date	Nov 10, 2025
Instrument	202515639

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 28, 2017
Property Address	4420 BETTY LN, WILLIAMSBURG, VA 23188-2883
Document Number	0000017079
Instrument Date	Aug 9, 2017
Instrument	17079
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4420 BETTY LN WILLIAMSBURG VA 231882883, WILLIAMSBURG, VA 23188-2883

Mortgage

Document Number	17080
Date	Aug 28, 2017
Instrument	17080

Lender

Name	FIRST ADVANTAGE FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,879.00 (+6.4%)	$226,500 (+16.63%) Land $89,400 Building $137,100	$226,500 (+16.63%) Land $89,400 Building $137,100
2024	$1,766.00 (+9.62%)
2023	$1,611.00	$194,200 Land $83,600 Building $110,600	$194,200 Land $83,600 Building $110,600
2022	$1,611.00 (+7.76%)
2019	$1,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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