4420 31st Ave SE, Everett, WA 98203 Property Records

Snohomish County property record for 4420 31st Ave SE, Everett, WA 98203

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,397 sqft · built 2018
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on File
Last Sale$772,472 (Mar 2023)
Tax Bill$6,874 (2026)
Deeds & MortgagesMar 2026 Mortgage
Mar 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN1678-000-056-00

Property Details

APN / Parcel Number

Primary APN1678-000-056-00
Alternative APNs
  • 011678-000-056-00
  • 4421405

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,397 sqft Living Area
Gross Area2,866 sqft
Bonus RoomBonus Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleMulti-Level
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area3,485 sqft (0.08 acres)
Garage TypeAttached
Garage Area469 sqft
Parking Spaces2 Parking Spaces
Deck Area75 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number4421405
Street Address4420 31ST AVE SE
CityEVERETT
StateWA
Zip98203-1591
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionSECTION 32 TOWNSHIP 29 RANGE 05 QUARTER NE OVERLOOK AT RIVERFRONT PH II BLK000 D-00 LOT 56
Legal Range05
Legal Township29
Legal Section32
Legal SubdivisionOVERLOOK AT RIVERFRONT PH II
Legal Phase2
Legal Block000 D
Legal Lot Number56
JurisdictionSNOHOMISH WA
Township / Civil DivisionEVERETT
Census Block Group1
Census Block1002
Census Tract41500

Owner

4420 31st Ave SE is owned and occupied by two individuals who bought it in March 2023.

Source: Snohomish County records, as of August 14, 2026

Owner of Record2 Individual Names on File
Mailing Address4420 31ST AVE SE, EVERETT, WA 98203-1591
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 27, 2023Warranty Deed, Transfer · Conventional Mortgage
AMALGAMATED BANK
Feb 2, 2018Warranty Deed, Transfer · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2023 · Amount on File
Deed SaleMar 27, 2023 · Amount on File
Prior SaleFeb 2, 2018 · Amount on File
Deed Document Number2023373
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSNOHOMISH WA
Property Address4420 31ST AVE SE, EVERETT, WA 98203-1591
Transaction TypeMortgage
Record UpdatedApr 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4420 31ST AVE SE, EVERETT, WA 98203-1591

Mortgage

Document Number0000000019
DateMar 20, 2026
Instrument202603200019
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4.62%
Type Change DateApr 1, 2036
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.62%
IndexSOFR Average 30-Day
Margin3
Max Rate9.62%

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSNOHOMISH WA
Recording DateMar 27, 2023
Property Address4420 31ST AVE SE, EVERETT, WA 98203-1591
Document Number0000000373
Map ReferenceDOC 201705315011
Instrument DateMar 22, 2023
Instrument202303270373
Transaction TypeTransfer
Record UpdatedApr 21, 2023
Title CompanyTITLE FORWARD

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$12,855.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000374
DateMar 27, 2023
Instrument202303270374
Lender
NameAMALGAMATED BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateApr 1, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.7%
Index1-Year T-Bill
Max Rate10.7%

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSNOHOMISH WA
Recording DateFeb 2, 2018
Property Address4420 31ST AVE SE, EVERETT, WA 98203-1591
Document Number0000000363
Instrument DateJan 29, 2018
Instrument201802020363
Transaction TypeTransfer
Record UpdatedFeb 5, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,581.22
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4420 31ST AVE SE EVERETT WA 982031591, EVERETT, WA 98203-1591

Mortgage

Document Number364
DateFeb 2, 2018
Instrument201802020364
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4420 31st Ave SE was $6,874, up 5.7% from the year before.

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateWashington
CountySnohomish County
MunicipalityEverett City
Unified School DistrictEverett School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,874.00 (+5.67%)$799,300 Land $379,000 Building $420,300$799,300 Land $379,000 Building $420,300
2025$6,505.00
2023$6,359.00$773,200 Land $350,000 Building $423,200$773,200 Land $350,000 Building $423,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4420 31st Ave SE in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4420 31st Ave SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.6% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EVERETT PUBLIC WORKS DEPT.
serves 215,774 people · EPA ID WA5324050
Water SourceSurface water
Last State InspectionSep 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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