Imperial County property record for 442 W Holt Ave, El Centro, CA 92243
| Property Type | Single Family Home |
|---|---|
| Details | 892 sqft · built 1937 |
| Lot Size | 0.194 acres (8,457 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Dec 2020) |
| Tax Bill | $1,981 (2025) |
| Deeds & Mortgages | Aug 2021 Transfer Dec 2020 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-272-015-000 |
| Primary APN | 053-272-015-000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 892 sqft Living Area |
| 1st Floor Area | 892 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Construction Type | Wood |
| Lot Area | 8,457 sqft (0.194 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Connected |
| Street Address | 442 W HOLT AVE |
|---|---|
| City | EL CENTRO |
| State | CA |
| Zip | 92243-3339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 BLOCK 1 EL CENTRO ADDITION NO 1 O M 1 27 35 |
| Legal Subdivision | FIRST ADD |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | IMPERIAL CA |
| Township / Civil Division | EL CENTRO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 11600 |
442 W Holt Ave is owned and occupied by two individuals who bought it in December 2020.
Source: Imperial County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 442 W HOLT AVE, EL CENTRO, CA 92243-3339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2021 | Affidavit of Death of Joint Tenant, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE CO |
| Dec 4, 2020 | Grant Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 9, 2021 | Affidavit of Death of Joint Tenant, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THOMAS A SUMMER |
| Feb 28, 2020 | Affidavit of Death, Transfer NOT AVAILABLE |
| Feb 28, 2020 | Grant Deed, Transfer · Conventional Mortgage CARTER FAMILY TRUST |
| May 7, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2020 · Amount on File |
| Deed Sale | Dec 4, 2020 · Amount on File |
| Prior Sale | Feb 28, 2020 · Amount on File |
| Deed Document Number | 202023736 |
| Prior Transfer Date | Oct 16, 2020 |
| Prior Transfer Doc | 0000008185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Aug 3, 2021 |
| Property Address | 442 W HOLT AVE, EL CENTRO, CA 92243-3339 |
| Document Number | 0000019814 |
| Map Reference | MB 1 PG 27 |
| Instrument Date | Aug 2, 2021 |
| Instrument | 2021019814 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2589 LA BRUCHERIE RD, IMPERIAL, CA 92251-9712 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Dec 4, 2020 |
| Property Address | 442 W HOLT AVE, EL CENTRO, CA 92243-3339 |
| Document Number | 0000023736 |
| Map Reference | MB 1 PG 27 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 2020023736 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 442 W HOLT AVE, EL CENTRO, CA 92243-3339 |
| Document Number | 0000023737 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 2020023737 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Apr 9, 2021 |
| Property Address | 442 W HOLT AVE, EL CENTRO, CA 92243-3339 |
| Document Number | 0000008185 |
| Map Reference | MB 1 PG 27 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 2021008185 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2589 LA BRUCHERIE RD, IMPERIAL, CA 92251-9712 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 442 W HOLT AVE, EL CENTRO, CA 92243-3339 |
| Document Number | 0000011261 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2589 LA BRUCHERIE RD IMPERIAL CA 922519712, IMPERIAL, CA 92251-9712 |
| Document Number | 0000011261 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 11261 |
| Name | THOMAS A SUMMER |
|---|---|
| Address | 643 E OLIVE ST, SAN MARCOS, CA 92069-9640 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Feb 28, 2020 |
| Property Address | 442 W HOLT AVE, EL CENTRO, CA 92243-3339 |
| Document Number | 0000003886 |
| Instrument Date | Feb 3, 2020 |
| Instrument | 3886 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16548 WIKIUP RD RAMONA CA 920654683, RAMONA, CA 92065-4683 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Feb 28, 2020 |
| Property Address | 442 W HOLT AVE, EL CENTRO, CA 92243-3339 |
| Document Number | 0000003887 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 3887 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2599 LA BRUCHERIE RD IMPERIAL CA 92251, IMPERIAL, CA 92251 |
| Document Number | 3888 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 3888 |
| Name | CARTER FAMILY TRUST |
|---|---|
| Address | 305 E 2ND AVE, ESCONDIDO, CA 92025-4226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | May 7, 2018 |
| Property Address | 442 W HOLT AVE, EL CENTRO, CA 92243-3339 |
| Document Number | 0000008268 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 8268 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2018 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 165448 WIKIUP RD RAMONA CA 92065, RAMONA, CA 92065 |
The 2025 property tax bill for 442 W Holt Ave was $1,981.
Source: Imperial County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | California |
| County | Imperial County |
| Municipality | El Centro City |
| Secondary School District | Central Union High School District (09 - 12) |
| Elementary School District | El Centro Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $172,900 Land $55,774 Building $117,126 | |
| 2025 | $1,981.00 | |
| 2023 | $1,927.00 (+7%) | $162,930 Land $52,558 Building $110,372 |
| 2022 | $1,801.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 442 W Holt Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 442 W Holt Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004 |
|---|---|
| Water Source | Purchased surface water from IMPERIAL IRRIGATION DISTRICT |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks.
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