442 W Dutton St, Kalamazoo, MI 49007 Property Records

Kalamazoo County property record for 442 W Dutton St, Kalamazoo, MI 49007

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,928 sqft · built 1895
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$249,900 (May 2026)
Tax Bill	$1,782 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2015 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-22-120-003`

Property Details

APN / Parcel Number

Primary APN	`06-22-120-003`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,928 sqft Living Area
1st Floor Area	1,047 sqft
Basement Area	678 sqft
Unfinished Basement	678 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	22 ft deep x 49.5 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	442 W DUTTON ST
City	KALAMAZOO
State	MI
Zip	49007-5145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LW1
Legal Description	27026 KALAMAZOO INSTITUTE ADDITION, LIBER K OF PLATS PAGE 295; THE EAST 49.5FT OF LOT 35.
Legal Subdivision	KALAMAZOO INSTITUTE ADDITION
Legal Lot Number	35
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	1
Census Block	1018
Census Tract	201

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	442 W DUTTON ST, KALAMAZOO, MI 49007-5145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
May 27, 2015	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Apr 5, 2006	Deed of Trust, Mortgage PORTAGE COMMERCE BANK
Nov 20, 2013	Deed of Trust, Mortgage · Conventional Mortgage KEYSTONE COMMUNITY BANK
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	May 23, 2013 · Amount on Record
Deed Document Number	202614299
Prior Transfer Date	Oct 10, 2024
Prior Transfer Doc	2024026516
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	442 W DUTTON ST, KALAMAZOO, MI 49007-5145
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020032921
Date	Sep 28, 2020
Instrument	2020-032921

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	442 W DUTTON ST, KALAMAZOO, MI 49007-5145
Transaction Type	Mortgage
Record Updated	Jun 15, 2026
Title Company	DEVON TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015017446
Date	May 27, 2015
Instrument	2015-017446

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2035

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	442 W DUTTON ST, KALAMAZOO, MI 49007-5145
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006013826
Date	Apr 5, 2006
Instrument	2006-013826

Lender

Name	PORTAGE COMMERCE BANK
Type	Bank
Address	800 E MILHAM AVE, PORTAGE, MI 49002

Agreement

Amount	Amount Recorded

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	442 W DUTTON ST, KALAMAZOO, MI 49007-5145
Transaction Type	Mortgage
Record Updated	Jun 15, 2026
Title Company	DEVON TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013046914
Date	Nov 20, 2013
Instrument	2013-046914

Lender

Name	KEYSTONE COMMUNITY BANK
Type	Bank
Address	KALAMAZOO, MI 49007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2043

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	May 5, 2026
Property Address	442 W DUTTON ST, KALAMAZOO, MI 49007-5145
Document Number	0000014299
Instrument Date	May 1, 2026
Instrument	202614299
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217,063.14
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	442 W DUTTON ST, KALAMAZOO, MI 49007-5145

Mortgage

Document Number	0000014300,
Date	May 5, 2026
Instrument	202614300

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	May 5, 2026
Property Address	442 W DUTTON ST, KALAMAZOO, MI 49007-5145
Document Number	2026014299
Instrument Date	May 1, 2026
Instrument	202614299
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217,063.14
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	442 W DUTTON ST, KALAMAZOO, MI 49007-5145

Mortgage

Document Number	0000014300,
Date	May 5, 2026
Instrument	202614300

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,100 (+4.66%)	$184,200 (+4.66%)
2025	$1,782.00 (+344.39%) Homeowner's exemption	$88,000 (+816.67%)	$176,000 (+816.67%)
2023		$9,600	$19,200
2019	$401.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1988–1991)
Most Recent Claim	May 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile, Xfinity.

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