442 W Collins St, Mendon, IL 62351 Property Records

Adams County property record for 442 W Collins St, Mendon, IL 62351

Property Summary

Property TypeSingle Family Home
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$132,000 (Sep 2026)
Tax Bill$2,492 (2024)
Deeds & MortgagesSep 2026 Sale & Mortgage
Mar 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN070059700000

Property Details

APN / Parcel Number

Primary APN070059700000

Exterior

Lot Area11,761 sqft (0.27 acres)

Location & Zoning

Street Address442 W COLLINS ST
CityMENDON
StateIL
Zip62351-1303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 26 OUTLOT W 64FT N 186.75FT LOT 26
Legal Range8W
Legal Township1N
Legal Section11
Legal SubdivisionTOWN MENDON
Legal Lot Number26
JurisdictionADAMS IL
Township / Civil DivisionMENDON
Census Block Group1
Census Block1021
Census Tract10100

Owner

Source: Adams County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address442 W COLLINS ST, MENDON, IL 62351-1303
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2026Warranty Deed, Transfer · FHA Mortgage
MORTGAGE MORTGAGE
Mar 26, 2021Deed of Trust, Mortgage · Commercial Mortgage
HOME BANK NA
May 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
STATE STREET BANK & TRUST CO
Sep 2, 2021Deed of Trust, Mortgage · Commercial Mortgage
HOME BANK NA
Dec 30, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK
Oct 26, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 14, 2022Warranty Deed, Transfer · FHA Mortgage
GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2026 · Amount on Record
Deed SaleSep 4, 2026 · Amount on Record
Prior SaleDec 30, 2022 · Amount on Record
Deed Document Number20265531
Prior Transfer DateOct 17, 2022
Prior Transfer Doc2022R07580
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateSep 4, 2026
Property Address442 W COLLINS ST, MENDON, IL 62351-1303
Document Number0000005531
Instrument DateSep 4, 2026
Instrument20265531
Transaction TypeTransfer
Record UpdatedSep 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$19,998.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address442 W COLLINS ST, MENDON, IL 62351-1303
InvestorPossibly a Property Investor

Mortgage

Document Number0000005532,
DateSep 4, 2026
Instrument20265532
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

Mortgage

Document Number0000005533,
DateSep 4, 2026
Instrument20265533
Lender
NameILLINOIS HOUSING DEV AUTHORITY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address442 W COLLINS ST, MENDON, IL 62351-1303
Transaction TypeMortgage
Record UpdatedJun 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R03017
DateMar 26, 2021
Instrument2021R-03017
Lender
NameHOME BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueMar 23, 2041
Interest
Rate TypeFixed Rate

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address442 W COLLINS ST, MENDON, IL 62351-1303
Transaction TypeMortgage
Record UpdatedJun 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019R02618
DateMay 7, 2019
Instrument2019R-02618
Lender
NameSTATE STREET BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address442 W COLLINS ST, MENDON, IL 62351-1303
Transaction TypeMortgage
Record UpdatedJun 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R08440
DateSep 2, 2021
Instrument2021R-08440
Lender
NameHOME BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2041
Interest
Rate TypeFixed Rate

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateDec 30, 2022
Property Address442 W COLLINS ST, MENDON, IL 62351-1303
Document Number2022R09078
Instrument DateDec 23, 2022
Instrument2022R-09078
Transaction TypeTransfer
Record UpdatedJun 29, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 DRAKE DR, SHELBYVILLE, TN 37160-2447

Transferred To (Grantee/Buyer)

NameVerified Name
Address442 W COLLINS ST, MENDON, IL 62351-1303

Mortgage

Document Number2022R09079
DateDec 30, 2022
Instrument2022R-09079
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate TypeFixed Rate
Rate5.75%

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionADAMS IL
Recording DateOct 26, 2022
Property Address442 W COLLINS ST, MENDON, IL 62351-1303
Document Number2022R07580
Instrument DateOct 17, 2022
Instrument2022R-07580
Transaction TypeTransfer
Record UpdatedJun 29, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address442 W COLLINS ST, MENDON, IL 62351-1303

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateFeb 14, 2022
Property Address442 W COLLINS ST, MENDON, IL 62351-1303
Document Number2022R01086
Instrument DateFeb 10, 2022
Instrument2022R-01086
Transaction TypeTransfer
Record UpdatedJun 29, 2023
Title CompanyTHE TITLE CENTER/FL, THE TITLE CENTER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$138.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address442 W COLLINS ST, MENDON, IL 62351-1303

Mortgage

Document Number2022R01087
DateFeb 14, 2022
Instrument2022R-01087
Lender
NameGERSHMAN INVESTMENT CORP
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionMendon Township
MunicipalityMendon Village
Unified School DistrictCommunity Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$42,510 (+8%) Land $5,410 Building $37,100$127,530 (+8%) Land $16,230 Building $111,300
2024$2,492.00 (+33.76%)$39,360 (+56.94%) Land $5,010 Building $34,350$118,080 (+56.94%) Land $15,030 Building $103,050
2022$25,080 Land $4,440 Building $20,640$75,240 Land $13,320 Building $61,920
2021$1,863.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMENDON
serves 953 people · EPA ID IL0010500
Water SourcePurchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State InspectionApr 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams Telsystems
Fiber
1,000 / 1,000

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