442 W 7th Ave, Red Cloud, NE 68970 Property Records

Webster County property record for 442 W 7th Ave, Red Cloud, NE 68970

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,365 sqft · built 1970
Lot Size	0.261 acres (11,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Jul 2022)
Tax Bill	$929 (2025)
Deeds & Mortgages	Jul 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`000138900`

Property Details

APN / Parcel Number

Primary APN	`000138900`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,365 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	820 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,360 sqft (0.261 acres)
Lot Dimensions	142 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	442 W 7TH AVE
City	RED CLOUD
State	NE
Zip	68970-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 7 & NORTH 30' LOT 8 BLOCK 5 LEDUC'S ADDITION RED CLOUD
Legal Range	11
Legal Township	02
Legal Section	00
Legal Subdivision	LEDUC'S ADD
Legal Block	5
Legal Lot Number	7,8
Jurisdiction	WEBSTER NE
Township / Civil Division	2
Census Block Group	2
Census Block	2049
Census Tract	965100

Owner

Source: Webster County records, as of March 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	442 W 7TH AVE, RED CLOUD, NE 68970-2318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Deed Book / Page	2022 / 1745
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER NE
Recording Date	Jul 8, 2022
Property Address	442 W 7TH AVE, RED CLOUD, NE 68970-2318
Document Number	02022/1745
Book / Page	2022 / 1745
Instrument Date	Jul 8, 2022
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	SOUTHERN TITLE, SOUTHERN TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0020221746
Date	Jul 8, 2022
Instrument	2022/1746

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webster County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Webster County
Municipality	Red Cloud City
Unified School District	Red Cloud Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$929.00 (-20.19%)	$81,705 (+4.84%) Land $2,100 Building $79,605	$81,705 (+4.84%) Land $2,100 Building $79,605
2023	$1,164.00	$77,930 Land $1,750 Building $76,180	$77,930 Land $1,750 Building $76,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RED CLOUD serves 991 people · EPA ID NE3118301
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
Vyve Broadband Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile, Viaero Wireless.

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