Polk County property record for 442 Stanley Ave, Frostproof, FL 33843
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 885 sqft · built 1962 |
| Lot Size | 0.193 acres (8,394 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $66,900 (May 2018) |
| Tax Bill | $632 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-32-07-985800-008170 |
| Primary APN | 28-32-07-985800-008170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 885 sqft Living Area |
| 1st Floor Area | 885 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,394 sqft (0.193 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 241 sqft |
| Carport | Carport |
| Carport Area | 241 sqft |
| Porch | Enclosed/Unfinished Porch |
|---|---|
| Porch Area | 513 sqft |
| Shed | 1 Shed |
| Utility Building | 192 sqft |
| Street Address | 442 STANLEY AVE |
|---|---|
| City | FROSTPROOF |
| State | FL |
| Zip | 33843-9125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | XX |
| Legal Description | SUN RAY HOMES PLAT NO 2 PB 44 PG 26 BLK 8 LOT 17 |
| Legal Range | 28E |
| Legal Township | 32S |
| Legal Section | 07 |
| Legal Subdivision | SUN RAY HOMES PLAT NO 2 |
| Legal Tract | 985800 |
| Legal Block | 8 |
| Legal Lot Number | 17 |
| Jurisdiction | POLK FL |
| Township / Civil Division | FROSTPROOF |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 15801 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 442 STANLEY AVE, FROSTPROOF, FL 33843-9125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Jan 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| May 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOUSING FIN AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2018 · Amount on Record |
| Deed Sale | May 29, 2018 · Amount on Record |
| Prior Sale | Jul 6, 2016 · Amount on Record |
| Deed Document Number | 2018113700 |
| Deed Book / Page | 10498 / 1119 |
| Prior Transfer Date | Jun 16, 2004 |
| Prior Transfer Doc | 0000122280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 16, 2026 |
| Property Address | 442 STANLEY AVE, FROSTPROOF, FL 33843-9125 |
| Document Number | 0000090201 |
| Book / Page | 13960 / 539 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 202690201 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 442 STANLEY AVE, FROSTPROOF, FL 33843-9125 |
| Document Number | 0000090201, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 13960/539 |
| Instrument | 202690201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | May 1, 2066 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 442 STANLEY AVE, FROSTPROOF, FL 33843-9125 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 442 STANLEY AVE, FROSTPROOF, FL 33843-9125 |
| Document Number | 0000007819 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 12066/447 |
| Instrument | 2022007819 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 29, 2018 |
| Property Address | 442 STANLEY AVE, FROSTPROOF, FL 33843-9125 |
| Document Number | 0104981119 |
| Book / Page | 010498 / 001119 |
| Instrument Date | May 22, 2018 |
| Instrument | 113700 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2021 |
| Title Company | PROMINENCE TITLE AND ESCROW LLC, PROMINENCE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $468.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 442 STANLEY AVE FROSTPROOF FL 338439125, FROSTPROOF, FL 33843-9125 |
| Document Number | 104981131 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 010498/001131 |
| Instrument | 113702 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | TALLAHASSEE, FL 32301-1329 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2048 |
| Document Number | 104981120, |
|---|---|
| Date | May 29, 2018 |
| Book Page | 010498/001120 |
| Instrument | 113701 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,553 (+2.7%) | $161,468 (+0.8%) Land $21,000 Building $140,468 | |
| 2025 | $632.00 (-50.2%) Homeowner's exemption | $89,146 (+5.99%) | $160,184 (+5.27%) Land $21,000 Building $139,184 |
| 2024 | $1,269.00 (+13.91%) | ||
| 2023 | $1,114.00 (+6.5%) Homeowner's exemption | $84,111 (+3%) | $152,168 (+23.86%) Land $13,500 Building $138,668 |
| 2022 | $1,046.00 Homeowner's exemption | $81,661 | $122,858 Land $7,700 Building $115,158 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Oct 2005 · Hurricane Wilma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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