442 Spring St, Manchester, CT 06040 Property Records

Manchester Town property record for 442 Spring St, Manchester, CT 06040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,391 sqft · built 1965
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Sep 2022)
Tax Bill	$7,725 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520000442`

Property Details

APN / Parcel Number

Primary APN	`520000442`
Alternative APNs	`MANC M:113 B:5200 L:442` `MCHS M:113 B:5200 L:442`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,391 sqft Living Area
Gross Area	3,080 sqft
Basement Area	571 sqft
Finished Basement	571 sqft
Unfinished Basement	571 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	520000442
Street Address	442 SPRING ST
City	MANCHESTER
State	CT
Zip	06040-6740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	5200
Legal Lot Number	442
Jurisdiction	MANCHESTER CT
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2018
Census Tract	515200

Owner

Source: Manchester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	442 SPRING ST, MANCHESTER, CT 06040-6740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CHARTER OAK FCU
May 26, 2017	Warranty Deed, Transfer · FHA Mortgage EVOLVE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2022 · Amount on Record
Deed Sale	Sep 27, 2022 · Amount on Record
Prior Sale	May 26, 2017 · Amount on Record
Deed Book / Page	4700 / 125
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CT
Recording Date	Sep 27, 2022
Property Address	442 SPRING ST, MANCHESTER, CT 06040-6740
Document Number	004700-125
Book / Page	4700 / 125
Instrument Date	Sep 27, 2022
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	442 SPRING ST, MANCHESTER, CT 06040-6740

Mortgage

Document Number	6705790023
Date	Sep 27, 2022
Instrument	6705790023

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.49%
Type Change Date	Oct 1, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CT
Recording Date	May 26, 2017
Property Address	442 SPRING ST, MANCHESTER, CT 06040-6740
Document Number	4439-163
Book / Page	004439 / 000163
Instrument Date	May 17, 2017
Instrument	618753
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4439-153
Date	May 26, 2017
Book Page	004439/000153
Instrument	618752

Lender

Name	EVOLVE BK&TR
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

Source: Manchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Manchester Town
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,725.00	$194,000 (-) Land $47,000 Building $147,000	$135,800 Land $32,900 Building $102,900
2024	$7,725.00 (+7.04%)
2023	$7,217.00 (+3%)	$194,000 (-) Land $47,000 Building $147,000
2022	$7,007.00	$194,000 Land $47,000 Building $147,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER DEPARTMENT serves 51,198 people · EPA ID CT0770021
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring St

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