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442 Serenity Mill Loop, Ruskin, FL 33570 Property Records

Hillsborough County property record for 442 Serenity Mill Loop, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,614 sqft · built 2018
Lot Size0.151 acres (6,600 sqft)
OwnerIndividual on Record
Last Sale$412,000 (Jan 2023)
Tax Bill$9,210 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0578735826

Property Details

APN / Parcel Number

Primary APN0578735826
Alternative APN
  • U183219A76000003000020

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,614 sqft Heated Area
1st Floor Area1,079 sqft
2nd Floor Area2,158 sqft
Upper Floors Area456 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2021
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,600 sqft (0.151 acres)
Lot Dimensions110 ft deep x 60 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area47 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0578735826
Street Address442 SERENITY MILL LOOP
CityRUSKIN
StateFL
Zip33570-5618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-9
Legal DescriptionRIVERBEND WEST PHASE 2 LOT 2 BLOCK 3
Legal Range19
Legal Township32
Legal Section18
Legal SubdivisionRIVERBEND WEST PHASE 2
Legal Phase2
Legal Block3
Legal Lot Number2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group3
Census Block3025
Census Tract14109

Owner

Source: Hillsborough County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Co-ownerCo-owner on Record
Mailing Address442 SERENITY MILL LOOP, RUSKIN, FL 33570-5618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2023Warranty Deed, Transfer · VA Mortgage
NEWREZ LLC
Jul 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Aug 7, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2023 · Amount on Record
Deed SaleJan 31, 2023 · Amount on Record
Prior SaleAug 7, 2018 · Amount on Record
Deed Document Number2023041638
Record UpdatedJun 8, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 31, 2023
Property Address442 SERENITY MILL LOOP, RUSKIN, FL 33570-5618
Document Number0000041638
Map ReferenceMB 128 PG 219-224
Instrument DateJan 20, 2023
Instrument2023041638
Transaction TypeTransfer
Record UpdatedFeb 17, 2023
Title CompanyBROKERS TITLE/TAMPA LLC, BROKERS TITLE OF TAMPA LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,884.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address239 WATER ST, NEW SALEM, PA 15468-1013

Transferred To (Grantee/Buyer)

NameVerified Name
Address442 SERENITY MILL LOOP, RUSKIN, FL 33570-5618

Mortgage

Document Number0000041639
DateJan 31, 2023
Instrument2023041639
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address442 SERENITY MILL LOOP, RUSKIN, FL 33570-5618
Transaction TypeMortgage
Record UpdatedJul 29, 2021
Title CompanyEXECUTIVE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address442 SERENITY MILL LOOP, RUSKIN, FL 33570-5618

Mortgage

Document Number2021353434
DateJul 14, 2021
Instrument2021353434
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

August 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 7, 2018
Property Address442 SERENITY MILL LOOP, RUSKIN, FL 33570-5618
Document Number0000315846
Book / Page25973 / 0027
Map ReferenceMB 128 PG 219
Instrument DateJul 30, 2018
Instrument2018315846
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,533.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

NameVerified Name
Address442 SERENITY MILL LOOP, RUSKIN, FL 33570-5618

Mortgage

Document Number0000315847
DateAug 7, 2018
Instrument2018315847
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,210.00 (+53.99%) Homeowner's exemption$306,894 (+50.06%) Land $89,100 Building $217,794$306,894 (-0.14%) Land $89,100 Building $217,794
2023$5,981.00 (+3%) Homeowner's exemption$204,512 (+3%)$307,337 (+10.26%) Land $85,800 Building $221,537
2022$5,807.00 Homeowner's exemption$198,555$278,727 Land $59,400 Building $219,327

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERSIDE MHP
private · serves 40 people · EPA ID FL6291521
Water SourceGroundwater
Last State InspectionSep 2024
Also Mapped HereHCWRD/SOUTH-CENTRAL
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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