442 S Wide River Rd, Post Falls, ID 83854 Property Records

Kootenai County property record for 442 S Wide River Rd, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,266 sqft · built 1982
Lot Size	0.509 acres (22,172 sqft)
Owner	2 Trust Names on File
Tax Bill	$16,401 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`P9300000005A`

Property Details

APN / Parcel Number

Primary APN	`P9300000005A`
Alternative APNs	`P93000000050` `126663`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Building Area	5,266 sqft Living Area
Basement Area	1,604 sqft
Finished Basement	1,604 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	22,172 sqft (0.509 acres)
Lot Width	85.4 ft Width
Garage Type	Attached
Garage Area	918 sqft
Parking Spaces	4 Parking Spaces
Stable	288 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	126663
Street Address	442 S WIDE RIVER RD
City	POST FALLS
State	ID
Zip	83854-7149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIDE RIVER RANCH INC AMENDED, LT 5 50N05W02SW
Legal Subdivision	AMENDED WIDE RIVER RANCH INC
Legal Lot Number	5,50
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	2
Census Block	2003
Census Tract	602

Owner

442 S Wide River Rd is owner-occupied and held in a trust since July 2025.

Source: Kootenai County records, as of July 7, 2026

Owner of Record	2 Trust Names on File
Mailing Address	442 S WIDE RIVER RD, POST FALLS, ID 83854-7149
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 3, 2025	Intrafamily Transfer, Transfer · Line of Credit IDAHO CENTRAL CU
Jul 22, 2025	Warranty Deed, Transfer NEXTITLE N IDAHO, NEXTITLE NORTH IDAHO
Dec 5, 2024	Intrafamily Transfer, Transfer · Reverse Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2025
Deed Sale	Jul 22, 2025
Prior Sale	Dec 5, 2024 · Amount on File
Deed Document Number	20253010057
Prior Transfer Date	Nov 29, 2024
Prior Transfer Doc	0002988006
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	442 S WIDE RIVER RD, POST FALLS, ID 83854-7149
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	FLYING S T&E CDA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 S WIDE RIVER RD, POST FALLS, ID 83854-7149

Mortgage

Document Number	3032631000
Date	Feb 11, 2026
Instrument	3032631000

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	442 S WIDE RIVER RD, POST FALLS, ID 83854-7149
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 S WIDE RIVER RD, POST FALLS, ID 83854-7149

Mortgage

Document Number	3029125000
Date	Jan 7, 2026
Instrument	3029125000

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Feb 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	1-Year T-Bill
Max Rate	10.3%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Oct 3, 2025
Property Address	442 S WIDE RIVER RD, POST FALLS, ID 83854-7149
Document Number	3018758000
Map Reference	MB E PG 163
Instrument Date	Sep 29, 2025
Instrument	3018758000
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 S WIDE RIVER RD, POST FALLS, ID 83854-7149

Mortgage

Document Number	3018759000
Date	Oct 3, 2025
Instrument	3018759000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jul 22, 2025
Property Address	442 S WIDE RIVER RD, POST FALLS, ID 83854-7149
Document Number	3010057000
Instrument Date	Jul 16, 2025
Instrument	3010057000
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	NEXTITLE N IDAHO, NEXTITLE NORTH IDAHO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	442 S WIDE RIVER RD, POST FALLS, ID 83854-7149

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Dec 5, 2024
Property Address	442 S WIDE RIVER RD, POST FALLS, ID 83854-7149
Document Number	2988006000
Map Reference	MB E PG 163
Instrument Date	Nov 29, 2024
Instrument	2988006000
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 S WIDE RIVER RD, POST FALLS, ID 83854-7149

Mortgage

Document Number	2988007000
Date	Dec 5, 2024
Instrument	2988007000

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	1002 Months
Due	Jun 24, 2108

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Post Falls City
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$2,259,017 Land $1,338,897 Building $920,120	$2,259,017 Land $1,338,897 Building $920,120
2024	$16,401.00 (+21.91%)
2023	$13,453.00 (-31.23%) Homeowner's exemption	$3,202,305 (-5.76%) Land $2,272,675 Building $929,630	$3,202,305 (-5.76%) Land $2,272,675 Building $929,630
2022	$19,561.00 Homeowner's exemption	$3,398,121 Land $2,392,250 Building $1,005,871	$3,398,121 Land $2,392,250 Building $1,005,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 442 S Wide River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 S Wide River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POST FALLS serves 20,285 people · EPA ID ID1280147
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intermax Networks, TDS Telecom, Ziply Fiber.

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