442 Roading Dr, San Jose, CA 95123 Property Records

Santa Clara County property record for 442 Roading Dr, San Jose, CA 95123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,409 sqft · built 1968
Lot Size	0.137 acres (5,974 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Jun 2019)
Tax Bill	$14,634 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`689-16-013`

Property Details

APN / Parcel Number

Primary APN	`689-16-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,409 sqft Living Area
1st Floor Area	1,409 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1969
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	5,974 sqft (0.137 acres)
Lot Dimensions	103 ft deep x 58 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	442 ROADING DR
City	SAN JOSE
State	CA
Zip	95123-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 4426 BOOK 234 PAGE 35 LOT 169
Legal Subdivision	TRACT NO 4426
Legal Tract	4426
Legal Lot Number	169
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2004
Census Tract	512037

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	442 ROADING DR, SAN JOSE, CA 95123-4230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
May 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 25, 2019	Grant Deed, Transfer · Conventional Mortgage CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Prior Sale	Aug 18, 1999 · Amount on Record
Deed Document Number	201924211089
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	442 ROADING DR, SAN JOSE, CA 95123-4230
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	CALIFORNIA COAST TITLE COMPANY, CALIFORNIA BEST TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 ROADING DR, SAN JOSE, CA 95123-4230

Mortgage

Document Number	0025265462
Date	Mar 22, 2022
Instrument	25265462

Lender

Name	NMSI INC
Type	Mortgage Company
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	442 ROADING DR, SAN JOSE, CA 95123-4230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023646767
Date	May 11, 2017
Instrument	23646767

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 25, 2019
Property Address	442 ROADING DR, SAN JOSE, CA 95123-4230
Document Number	0024211089
Map Reference	MB 234 PG 34&35
Instrument Date	Jun 7, 2019
Instrument	24211089
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	442 ROADING DR, SAN JOSE, CA 95123-4230

Mortgage

Document Number	0024211090
Date	Jun 25, 2019
Instrument	24211090

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,024,041 (+2%) Land $819,234 Building $204,807
2025	$14,634.00 (+3.82%) Homeowner's exemption	$1,003,963 (+4.04%) Land $803,171 Building $200,792
2023	$14,096.00 (+0.76%) Homeowner's exemption	$964,980 Land $771,984 Building $192,996
2022	$13,990.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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