442 River Rd, Arnold, MD 21012 Property Records

Anne Arundel County property record for 442 River Rd, Arnold, MD 21012

Property Summary

Property TypeSingle Family Home
Details1 ba · 768 sqft · built 1950
Lot Size0.077 acres (3,359 sqft)
Owner2 Individual Names on Record
Last Sale$56,000 (Oct 1987)
Tax Bill$2,229 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-000-90027533

Property Details

APN / Parcel Number

Primary APN03-000-90027533
Alternative APNs
  • 300090027533
  • 00090027533

Interior

Full Baths1 Bath
Stories1 Story
Building Area768 sqft Living Area
1st Floor Area768 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,359 sqft (0.077 acres)

Exterior Amenities

PorchOpen Porch
Porch Area24 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00090027533
Street Address442 RIVER RD
CityARNOLD
StateMD
Zip21012-1118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3359 SQ FT COTTAGE 5 MAGO VISTA
Legal SubdivisionMAGO VISTA
Legal Block2
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2007
Census Tract731105

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address442 RIVER RD, ARNOLD, MD 21012-1118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 1987 · Amount on Record
Deed SaleOct 1, 1987 · Amount on Record
Deed Book / Page4483 / 410
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address442 RIVER RD, ARNOLD, MD 21012-1118
Transaction TypeMortgage
Record UpdatedDec 4, 2023
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address442 RIVER RD, ARNOLD, MD 21012-1118

Mortgage

Document Number0400460386
DateNov 7, 2023
Book Page40046/386
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$273,233 (+10.79%)$279,500 (+7.21%) Land $210,000 Building $69,500
2025$2,229.00 (+36.66%)
2023$1,631.00 Homeowner's exemption$246,633$260,700 Land $210,000 Building $50,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 individual policies
Nearby Flood Policies65 units insured
incl. 34 condo units
Nearby Flood Claims31 (1979–2024)
Claims Outside the SFHA5 of 31
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

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