Camden County and Berlin Township property record for 442 Prospect Ave, West Berlin, NJ 08091
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 1,780 sqft · built 1987 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Jun 2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01309-0000-00019 |
| Primary APN | 06-01309-0000-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,780 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 760000 |
|---|---|
| Street Address | 442 PROSPECT AVE |
| City | WEST BERLIN |
| State | NJ |
| Zip | 08091-9236 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R2 |
| Legal Description | FACILITY NAME: DISABLED VETERAN |
| Legal Subdivision | PROSPECT FARMS PLATE 11 |
| Legal Block | 1309 |
| Legal Lot Number | 19 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | BERLIN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 608800 |
442 Prospect Ave is owned by an individual who bought it in June 2026.
Source: Camden County and Berlin Township records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 442 PROSPECT AVE, WEST BERLIN, NJ 08091-9236 |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed, Transfer · Conventional Mortgage EMM LOANS LLC |
| Apr 30, 2018 | Grant Deed, Transfer NATIONAL INTEGRITY LLC |
| Mar 8, 2018 | Grant Deed, Transfer SURETY TITLE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on File |
| Deed Sale | Jun 26, 2026 · Amount on File |
| Prior Sale | Apr 30, 2018 · Amount on File |
| Deed Document Number | 202640378 |
| Deed Book / Page | 13121 / 388 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Jun 26, 2026 |
| Property Address | 442 PROSPECT AVE, WEST BERLIN, NJ 08091-9236 |
| Document Number | 0000040378 |
| Book / Page | 13121 / 388 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202640378 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | BAY SURETY TITLE, SURETY TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39,390.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 442 PROSPECT AVE, WEST BERLIN, NJ 08091-9236 |
| Document Number | 0000040379, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202640379 |
| Name | EMM LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000040380, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 13121/410 |
| Instrument | 202640380 |
| Name | NJ HOUSING AND MORTGAGE FINANCIAL AGENCY |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 5 Months |
| Due | Jun 15, 2031 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Apr 30, 2018 |
| Property Address | 442 PROSPECT AVE, WEST BERLIN, NJ 08091-9236 |
| Document Number | 0000029508 |
| Book / Page | 010871 / 000349 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 29508 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | NATIONAL INTEGRITY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $165.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 442 PROSPECT AVE BERLIN TOWNSHIP NJ 080919236, BERLIN TOWNSHIP, NJ 08091-9236 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Mar 8, 2018 |
| Property Address | 442 PROSPECT AVE, WEST BERLIN, NJ 08091-9236 |
| Document Number | 0000016745 |
| Book / Page | 010838 / 001813 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 16745 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2018 |
| Title Company | SURETY TITLE CORPORATION |
| Amount | Amount on Record |
|---|---|
| Tax | $105.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 133 BORTONS RD MARLTON NJ 080539722, MARLTON, NJ 08053-9722 |
Source: Camden County and Berlin Township assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| County Subdivision | Berlin Township |
| Unified School District | Berlin Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,100 (-) Land $47,700 Building $178,400 | $226,100 (-) Land $47,700 Building $178,400 | |
| 2025 | $226,100 Land $47,700 Building $178,400 | $226,100 Land $47,700 Building $178,400 | |
| 2023 | Disabled Person's exemption Veteran's exemption | $226,100 Land $47,700 Building $178,400 | $226,100 Land $47,700 Building $178,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 442 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 442 Prospect Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERLIN WATER DEPARTMENT serves 12,991 people · EPA ID NJ0405001 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - WESTERN |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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