Erie County and Buffalo City property record for 442 Potomac Ave, Buffalo, NY 14213
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 3,212 sqft · built 1900 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $398,000 (Nov 2021) |
| Tax Bill | $1,559 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jul 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 88.76-4-38 |
| Primary APN | 140200 88.76-4-38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,212 sqft Total Area |
| 1st Floor Area | 1,606 sqft |
| 2nd Floor Area | 1,606 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,400 sqft (0.124 acres) |
| Lot Dimensions | 135 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 428 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04847100 |
|---|---|
| Street Address | 442 POTOMAC AVE |
| City | BUFFALO |
| State | NY |
| Zip | 14213-1264 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | N-2R |
| Legal Description | 412. W RICHMOND |
| Legal Subdivision | STEVENS SURVEY |
| Legal Block | 4 |
| Legal Lot Number | 38.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 6301 |
442 Potomac Ave, a duplex, is owned and occupied by two individuals who bought it in November 2021.
Source: Erie County and Buffalo City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 442 POTOMAC AVE, BUFFALO, NY 14213-1264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit DSP FEDERAL CREDIT UNION |
| Jul 10, 2023 | Deed of Trust, Mortgage · Line of Credit SAINT JOSEPHS CANTON PARISH FCU |
| Nov 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Mar 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2021 · Amount on File |
| Deed Sale | Nov 4, 2021 · Amount on File |
| Prior Sale | Jun 25, 2014 · Amount on File |
| Deed Document Number | 2021220890 |
| Deed Book / Page | 11390 / 5138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 22, 2026 |
| Property Address | 442 POTOMAC AVE, BUFFALO, NY 14213-1264 |
| Document Number | 0141963736 |
| Book / Page | 14196 / 3736 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202674273 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 442 POTOMAC AVE, BUFFALO, NY 14213-1264 |
| Document Number | 0000074273, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 14196/3736 |
| Instrument | 202674273 |
| Name | DSP FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 228 Months |
| Due | Apr 25, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 442 POTOMAC AVE, BUFFALO, NY 14213-1264 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 442 POTOMAC AVE, BUFFALO, NY 14213-1264 |
| Document Number | 0140962489 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | 14096/2489 |
| Instrument | 2023115930 |
| Name | SAINT JOSEPHS CANTON PARISH FCU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jun 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Nov 4, 2021 |
| Property Address | 442 POTOMAC AVE, BUFFALO, NY 14213-1264 |
| Document Number | 0113905138 |
| Book / Page | 11390 / 5138 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 2021220890 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,592.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 78 WESTFIELD RD, 78, AMHERST, NY 14226-3412 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8912 WAYNICK DR, RALEIGH, NC 27617-4780 |
| Document Number | 0140239788 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 14023/9788 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 442 POTOMAC AVE, BUFFALO, NY 14213-1264 |
| Document Number | 0139338901 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 442 POTOMAC AVE BUFFALO NY 142131264, BUFFALO, NY 14213-1264 |
| Document Number | 0139338901 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 013933/008901 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 18, 2050 |
The 2026 property tax bill for 442 Potomac Ave was $1,559, down 68.5% from the year before.
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,559.00 (-68.52%) | ||
| 2025 | $4,952.00 (-8.99%) | $472,000 (+40.9%) Land $47,000 Building $425,000 | $472,000 (-13.35%) Land $47,000 Building $425,000 |
| 2024 | $5,441.00 (+212.7%) | $335,000 (-) Land $24,100 Building $310,900 | $544,715 (+13.82%) Land $39,187 Building $505,528 |
| 2023 | $1,740.00 | $335,000 Land $24,100 Building $310,900 | $478,571 Land $34,429 Building $444,142 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 442 Potomac Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Mar 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 442 Potomac Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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