442 Portrush Ln, Cibolo, TX 78108 Property Records

Guadalupe County property record for 442 Portrush Ln, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,909 sqft · built 2007
Lot Size	0.242 acres (10,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,000 (Mar 2017)
Tax Bill	$5,151 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G0264801605900000`

Property Details

APN / Parcel Number

Primary APN	`1G0264801605900000`
Alternative APNs	`000000126490` `000000208820` `126490`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,909 sqft Living Area
Gross Area	3,717 sqft
1st Floor Area	1,302 sqft
2nd Floor Area	1,607 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,522 sqft (0.242 acres)
Lot Dimensions	119 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	168 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	442 PORTRUSH LN
City	CIBOLO
State	TX
Zip	78108-4339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENTWOOD RANCH UNIT #8 BLOCK 16 LOT 59
Legal Subdivision	BENTWOOD RANCH UNIT #8
Legal Tract	59
Legal Block	16
Legal Lot Number	59
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1000
Census Tract	210717

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	442 PORTRUSH LN, CIBOLO, TX 78108-4339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Mar 29, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2017 · Amount on Record
Deed Sale	Mar 29, 2017 · Amount on Record
Prior Sale	Jan 9, 2008 · Amount on Record
Deed Document Number	20176977
Prior Transfer Date	Mar 24, 2017
Prior Transfer Doc	0000006977
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	442 PORTRUSH LN, CIBOLO, TX 78108-4339
Document Number	0000011305
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	442 PORTRUSH LN CIBOLO TX 781084339, CIBOLO, TX 78108-4339

Mortgage

Document Number	0000011305
Date	May 12, 2020
Instrument	11305

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Mar 29, 2017
Property Address	442 PORTRUSH LN, CIBOLO, TX 78108-4339
Document Number	0000006977
Instrument Date	Mar 24, 2017
Instrument	6977
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	442 PORTRUSH LN CIBOLO TX 781084339, CIBOLO, TX 78108-4339

Mortgage

Document Number	6978
Date	Mar 29, 2017
Instrument	6978

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,900 (+1.66%) Land $55,611 Building $308,289	$363,900 (+1.66%) Land $55,611 Building $308,289
2025	$5,151.00 (-10.23%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$357,971 (-6.51%) Land $52,274 Building $305,697	$357,971 (-6.51%) Land $52,274 Building $305,697
2024	$5,738.00 (+8.37%)
2023	$5,295.00 (-11.16%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$382,918 Land $68,173 Building $314,745	$382,918 Land $68,173 Building $314,745
2022	$5,960.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, ZipLink Internet.

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