442 Palisade Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 442 Palisade Dr, Saint Augustine, FL 32092 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2016
Square Footage	3,125 sqft Living Area
Lot Size	7,840 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$675,000 (2026)
Tax Bill	$10,457.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`010012-1460`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	15 Plumbing Fixtures
Building Area	3,125 sqft Living Area
Gross Area	4,219 sqft Gross Area
1st Floor	1,636 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,840 sqft (0.18 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	726 sqft Garage
Porch Area	584 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	442 PALISADE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1136
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	76/16-38 SHEARWATER PHASE 1 LOT 146 OR4214/1276
Legal Range	27E
Legal Township	05S
Legal Section	26
Legal Subdivision	SHEARWATER PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	146
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2000
Census Tract	20907

Owner

Source: St. Johns County records · APN 010012-1460

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	442 PALISADE DR, SAINT AUGUSTINE, FL 32092-1136
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 05, 2026 · Amount on Record
Deed Sale	May 05, 2026 · Amount on Record
Prior Sale	Jun 29, 2016 · Amount on Record
Deed Doc Number	202638637
Deed Book / Page	6357 / 1945
Record Refreshed	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 05, 2026
Property Address	442 PALISADE DR, SAINT AUGUSTINE, FL 32092-1136
Document Number	0000038637
Book / Page	6357 / 1945
Instrument Date	May 01, 2026
Instrument	2026.38637
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	TOWN AND COUNTRY TITLE/TN INC, TOWN & COUNTRY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$477,225.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 PALISADE DR, SAINT AUGUSTINE, FL 32092-1136
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038638,
Date	May 05, 2026
Instrument	2026..38638

Lender

Name	USAA FSB

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,099 (-6.19%) Land $120,000 Building $399,099	$519,099 (-6.19%) Land $120,000 Building $399,099
2025	$10,457.00 (+8.15%)	$553,355 (-1.66%)	$553,355 (-1.66%) Land $120,000 Building $433,355
2024	$9,669.00 (+3%)	$562,681 (-0.83%)	$562,681 (-0.83%) Land $105,500 Building $457,181
2023	$9,387.00 (+9.98%)	$567,395 (+11.38%)	$567,395 (+11.38%) Land $105,500 Building $461,895
2022	$8,535.00	$509,416	$509,416 Land $95,200 Building $414,216

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 16% of Florida
Wildfire Likelihood	About 1 in 1,316 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.