442 Overlook Rd, Covington, GA 30014 Property Records

Walton County property record for 442 Overlook Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,754 sqft · built 2024
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Tax Bill	$1,418 (2025)
Deeds & Mortgages	Mar 2024 Mortgage May 2024 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`NW01A-036`

Property Details

APN / Parcel Number

Primary APN	`NW01A-036`
Alternative APN	`43508`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,754 sqft Heated Area
1st Floor Area	1,197 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Terrain	Rolling
Garage Area	420 sqft
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43508
Street Address	442 OVERLOOK RD
City	COVINGTON
State	GA
Zip	30014-8611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD WP2
Legal Description	LOT D20 - ENCLAVE @ DIAL FARMS - PH III .21AC
Legal Subdivision	ENCLAVE @ DIAL FARM
Legal Phase	3
Legal Lot Number	D20
Jurisdiction	WALTON GA
Township / Civil Division	JERSEY
Census Block Group	2
Census Block	2003
Census Tract	110602

Owner

442 Overlook Rd is owned and occupied by an individual who acquired it in May 2024.

Source: Walton County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	442 OVERLOOK RD, COVINGTON, GA 30014-8611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
May 29, 2024	Quit Claim Deed, Transfer Quitclaim
May 22, 2024	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE
Feb 27, 2024	Quit Claim Deed, Transfer · Conventional Mortgage FLAGSTAR BANK
Jan 8, 2024	Warranty Deed, Transfer
Dec 13, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 10, 2024
Transfer Doc	0054810484
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	442 OVERLOOK RD, COVINGTON, GA 30014-8611
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 OVERLOOK DR, COVINGTON, GA 30016
Investor	Possibly a Property Investor

Mortgage

Document Number	0054460000000010
Date	Mar 13, 2024
Book Page	0000005446/0000000010

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2025

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON GA
Recording Date	May 29, 2024
Property Address	442 OVERLOOK RD, COVINGTON, GA 30014-8611
Document Number	0054810484
Book / Page	5481 / 484
Instrument Date	May 10, 2024
Instrument	2024005699
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GA
Investor	Possibly a Property Investor

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	May 22, 2024
Property Address	442 OVERLOOK RD, COVINGTON, GA 30014-8611
Document Number	0054780350
Book / Page	5478 / 350
Instrument Date	May 9, 2024
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 OVERLOOK DR, COVINGTON, GA 30016

Mortgage

Document Number	0005478352
Date	May 22, 2024
Instrument	5478/352

Lender

Name	FBC MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2054

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON GA
Recording Date	Feb 27, 2024
Property Address	442 OVERLOOK RD, COVINGTON, GA 30014-8611
Document Number	0054380295
Book / Page	5438 / 295
Instrument Date	Feb 20, 2024
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 OVERLOOK DR, COVINGTON, GA 30016
Investor	Possibly a Property Investor

Mortgage

Document Number	0005439410
Date	Feb 27, 2024
Instrument	5439/410

Lender

Name	FLAGSTAR BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	35 Months
Due	Jan 1, 2027

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Jan 8, 2024
Property Address	442 OVERLOOK RD, COVINGTON, GA 30014-8611
Document Number	0054170383
Book / Page	5417 / 383
Instrument Date	Jan 3, 2024
Instrument	202400065
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 OVERLOOK DR, COVINGTON, GA 30016
Investor	Possibly a Property Investor

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Dec 13, 2023
Property Address	442 OVERLOOK RD, COVINGTON, GA 30014-8611
Document Number	0054080157
Book / Page	5408 / 157
Instrument Date	Dec 8, 2023
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 OVERLOOK DR, COVINGTON, GA 30016

Tax Assessment & Valuation

The 2025 property tax bill for 442 Overlook Rd was $1,418 with exemptions applied.

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Municipality	Walnut Grove City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,418.00	$162,680 Land $23,800 Building $138,880	$406,700 Land $59,500 Building $347,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 442 Overlook Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 Overlook Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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