Henry County property record for 442 Oakwood Cir, Pendleton, KY 40055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1998 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Mar 2026) |
| Tax Bill | $3,303 (2025) |
| Deeds & Mortgages | Feb 2007 Mortgage May 2005 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-30-00-024.00 |
| Primary APN | 002-30-00-024.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Total Area |
| Basement Area | 784 sqft |
| Unfinished Basement | 900 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 53,143 sqft (1.22 acres) |
| Garage Type | Basement |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 21915 |
|---|---|
| Street Address | 442 OAKWOOD CIR |
| City | PENDLETON |
| State | KY |
| Zip | 40055-7747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RES BLDG & LOT 21 OAKWOOD PARK |
| Legal Subdivision | OAKWOOD PARK |
| Legal Lot Number | 21 |
| Jurisdiction | HENRY KY |
| Township / Civil Division | EMINENCE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 90301 |
Source: Henry County records · APN 002-30-00-024.00
Assessment roll updated October 14, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 442 OAKWOOD CIR, PENDLETON, KY 40055-7747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Feb 15, 2007 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HOUSING CORPORATION |
| May 03, 2005 | Deed of Trust, Mortgage · ARM ARGENT MORTGAGE COMPANY, LLC |
| Mar 31, 2026 | Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Jan 24, 2024 | Special Warranty Deed, Transfer LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Aug 21, 2023 | Special Warranty Deed, Foreclosure SERVICELINK CRS, SERVICELINK LLC |
| Feb 08, 2023 | Commissioner's Deed, Foreclosure Foreclosure Auction |
| May 08, 2019 | Warranty Deed, Transfer KENTUCKIANA TITLE |
| Feb 15, 2007 | Special Warranty Deed, Transfer |
| Jan 12, 2007 | Commissioner's Deed, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on Record |
| Deed Sale | Mar 31, 2026 · Amount on Record |
| Prior Sale | Jan 24, 2024 · Amount on Record |
| Deed Document Number | 20261225991 |
| Deed Book / Page | 343 / 10 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRY KY |
| Property Address | 442 OAKWOOD CIR, PENDLETON, KY 40055-7747 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000264/745 |
|---|---|
| Date | Feb 15, 2007 |
| Book Page | 264/745 |
| Instrument | 101980 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRY KY |
| Property Address | 442 OAKWOOD CIR, PENDLETON, KY 40055-7747 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000240/349 |
|---|---|
| Date | May 03, 2005 |
| Book Page | 240/349 |
| Instrument | 93514 |
| Name | ARGENT MORTGAGE COMPANY, LLC |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENRY KY |
| Recording Date | Mar 31, 2026 |
| Property Address | 442 OAKWOOD CIR, PENDLETON, KY 40055-7747 |
| Document Number | 000D343/10 |
| Book / Page | D343 / 10 |
| Map Reference | CAB 1 SL 30 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 1225991 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5915 W HIGHWAY 22, CRESTWOOD, KY 40014-7217 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 442 OAKWOOD CIR, PENDLETON, KY 40055-7747 |
| Document Number | 0001225994 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 1225994 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HENRY KY |
| Recording Date | Jan 24, 2024 |
| Property Address | 442 OAKWOOD CIR, PENDLETON, KY 40055-7747 |
| Document Number | 00D333/457 |
| Book / Page | D333 / 457 |
| Map Reference | CAB 1 SL 30 |
| Instrument Date | Jan 18, 2024 |
| Instrument | 1193044 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $279.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 MARIETTA ST NW, ATLANTA, GA 30303-2812 |
| Name | Verified Name |
|---|---|
| Address | 442 OAKWOOD CIR, PENDLETON, KY 40055-7747 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HENRY KY |
| Recording Date | Aug 21, 2023 |
| Property Address | 442 OAKWOOD CIR, PENDLETON, KY 40055-7747 |
| Document Number | 00D331/514 |
| Book / Page | D331 / 514 |
| Map Reference | CAB 1 SL 30 |
| Instrument Date | Apr 06, 2023 |
| Instrument | 1189709 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2026 |
| Title Company | SERVICELINK CRS, SERVICELINK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620 |
| Name | Verified Name |
|---|---|
| Address | 2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034 |
| Investor | Possibly a Property Investor |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | HENRY KY |
| Recording Date | Feb 08, 2023 |
| Property Address | 442 OAKWOOD CIR, PENDLETON, KY 40055-7747 |
| Document Number | 00D329/242 |
| Book / Page | D329 / 242 |
| Map Reference | DB 308 PG 839 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 1182861 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 563, CRESTWOOD, KY 40014-0563 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENRY KY |
| Recording Date | May 08, 2019 |
| Property Address | 442 OAKWOOD CIR, PENDLETON, KY 40055-7747 |
| Document Number | 00D308/839 |
| Book / Page | D308 / 839 |
| Map Reference | CAB 1 SL 30 |
| Instrument Date | May 06, 2019 |
| Instrument | 1148088 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | KENTUCKIANA TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1781 OLD JERICHO RD, LAGRANGE, KY 40031-7731 |
| Name | Verified Name |
|---|---|
| Address | 442 OAKWOOD CIR, PENDLETON, KY 40055-7747 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HENRY KY |
| Recording Date | Feb 15, 2007 |
| Property Address | 442 OAKWOOD CIR, PENDLETON, KY 40055-7747 |
| Document Number | 000252/856 |
| Book / Page | 252 / 856 |
| Instrument | 101979 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14523 SW MILLIKAN WAY # WAYSTE20, WAYSTE20, BEAVERTON, OR 97005-2344 |
| Name | Verified Name |
|---|---|
| Address | 442 OAKWOOD CIR, PENDLETON, KY 40055-7747 |
| Investor | Possibly a Property Investor |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | HENRY KY |
| Recording Date | Jan 12, 2007 |
| Property Address | 442 OAKWOOD CIR, PENDLETON, KY 40055-7747 |
| Document Number | 000252/401 |
| Book / Page | 252 / 401 |
| Instrument | 101578 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | ONE BANKERS TRUST PLAZA, NEW YORK CITY, NY 10038 |
Source: Henry County records · Assessment roll updated October 14, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henry County |
| Unified School District | Henry County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,303.00 (+18.6%) | $279,000 (+16.25%) | $279,000 (+16.25%) |
| 2023 | $2,785.00 (-3.4%) | $240,000 (-) | $240,000 (-) |
| 2022 | $2,883.00 | $240,000 | $240,000 |
Source: FEMA National Flood Hazard Layer as of October 15, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 46 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HENRY COUNTY WATER DISTRICT #2 serves 17,716 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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