442 Morgan Ave, Lexington, KY 40505 Property Records

Lexington-Fayette Urban County property record for 442 Morgan Ave, Lexington, KY 40505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1927
Lot Size	0.138 acres (5,998 sqft)
Owner	Company Name on File
Last Sale	$143,000 (Feb 2026)
Tax Bill	$2,179 (2026)
Deeds & Mortgages	May 2026 Line of Credit Jun 2023 Sale & Mortgage + 1 more
APN	`26937900`

Property Details

APN / Parcel Number

Primary APN	`26937900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,050 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Other
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	442 MORGAN AVE
City	LEXINGTON
State	KY
Zip	40505-3370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	E-311 MORGAN HEIGHTS LOT 19; BOOK: 3006 PAGE: 274
Legal Subdivision	MORGAN HEIGHTS
Legal Block	A
Legal Lot Number	19
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	1
Census Block	1028
Census Tract	1400

Owner

442 Morgan Ave is owned by a company that bought it in February 2026.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	3233 MARSTON PL, LEXINGTON, KY 40503-1381
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit UNIVERSITY/KY FEDERAL CREDIT UNION
Jun 12, 2023	Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Dec 16, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2026 · Amount on File
Deed Sale	Feb 3, 2026 · Amount on File
Prior Sale	Jun 12, 2023 · Amount on File
Deed Document Number	2026273
Deed Book / Page	4175 / 1
Transfer Doc	003903/303
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Recording Date	May 11, 2026
Property Address	442 MORGAN AVE, LEXINGTON, KY 40505-3370
Document Number	0000000108
Book / Page	11210 / 552
Instrument Date	Apr 9, 2026
Instrument	2026108
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	3233 MARSTON PL, LEXINGTON, KY 40503-1381

Mortgage

Document Number	0000000108,
Date	May 11, 2026
Book Page	11210/552
Instrument	2026108

Lender

Name	UNIVERSITY/KY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 9, 2041

Interest

Rate	5.5%
Max Rate	-1%

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jun 12, 2023
Property Address	442 MORGAN AVE, LEXINGTON, KY 40505-3370
Document Number	DB4021/189
Book / Page	DB 4021 / 189
Map Reference	CAB E SL 311
Instrument Date	Jun 6, 2023
Instrument	202306120071
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 S LOCUST ST # ST4, ST4, CARLISLE, KY 40311-1271

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	442 MORGAN AVE, LEXINGTON, KY 40505-3370
Mail Care Of	ORLANDO WARREN

Mortgage

Document Number	202306120072
Date	Jun 12, 2023
Instrument	202306120072

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Dec 16, 2021
Property Address	442 MORGAN AVE, LEXINGTON, KY 40505-3370
Document Number	003903/303
Book / Page	3903 / 303
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 442 Morgan Ave was $2,179, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,179.00 (+1.87%)	$173,000 (-)	$173,000 (-)
2025	$2,139.00	$173,000	$173,000
2023	$643.00 (-3.16%)	$52,000 (-)	$52,000 (-)
2022	$664.00	$52,000	$52,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 442 Morgan Ave; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 Morgan Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Windstream.

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