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  5. McKays St

442 McKays St, Libby, MT 59923 Property Records

Lincoln County property record for 442 McKays St, Libby, MT 59923

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,262 sqft · built 2000
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$426,433 (Aug 2022)
Tax Bill$1,164 (2025)
Deeds & MortgagesAug 2022 Mortgage
Mar 2017 Transfer
APNR5618029

Property Details

APN / Parcel Number

Primary APNR5618029
Alternative APNs
  • 56-4175-25-2-14-12-0000
  • 0000053805

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,262 sqft Living Area
1st Floor Area1,262 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area212 sqft
Deck Area292 sqft
Shed1 Shed
Shed Area192 sqft
Pole Barn160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0000053805
Street Address442 MCKAYS ST
CityLIBBY
StateMT
Zip59923-8372
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionLEDBETTER, S25, T30 N, R31 W, LOT 1A, ACRES 1, PM 6346
Legal Range31W
Legal Township30N
Legal Section25
Legal SubdivisionLEDBETTER
Legal Lot Number1A
JurisdictionLINCOLN MT
Township / Civil DivisionLIBBY
Census Block Group2
Census Block2020
Census Tract100

Owner

Source: Lincoln County records · APN R5618029

Assessment roll updated September 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address442 MCKAYS ST, LIBBY, MT 59923-8372
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2022Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC
Mar 23, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 25, 2022 · Amount on Record
Deed SaleAug 25, 2022 · Amount on Record
Prior SaleApr 20, 2012 · Amount on Record
Deed Document Number2022302382
Deed Book / Page398 / 392
Prior Transfer DateMar 23, 2017
Prior Transfer Doc366/974
Record UpdatedJun 08, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MT
Recording DateAug 25, 2022
Property Address442 MCKAYS ST, LIBBY, MT 59923-8372
Document Number000398/392
Book / Page398 / 392
Instrument DateAug 18, 2022
Instrument302382
Transaction TypeTransfer
Record UpdatedSep 08, 2022
Title CompanyKOOTENAI COUNTY TITLE, KOOTENAI COUNTRY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2821 ROCKY RD # RDL19, 2821, CODY, WY 82414-9210

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address442 MCKAYS ST, LIBBY, MT 59923-8372

Mortgage

Document Number0000302383
DateAug 25, 2022
Instrument302383
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

March 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLINCOLN MT
Recording DateMar 23, 2017
Property Address442 MCKAYS ST, LIBBY, MT 59923-8372
Document Number366/974
Book / Page366 / 974
Map ReferencePL 6346
Instrument DateMar 23, 2017
Instrument268017
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address442 MCKAYS ST, LIBBY, MT 59923-8372

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated September 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMontana
CountyLincoln County
Unified School DistrictLibby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,164.00 (-39.31%)$369,900 (+35.1%)$369,900 (+35.1%) Land $62,200 Building $307,700
2023$1,918.00$273,800$273,800 Land $40,500 Building $233,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300530001002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 61% of the US · lower than 62% of Montana
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 38 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Northwest Fiber
Fiber		6,000 / 6,000
CommunityTel
Cable		1,000 / 50

May also be available: Inland Cellular Telephone Company.

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