442 Main St, Sterling, CT 06377 Property Records

Sterling Town property record for 442 Main St, Sterling, CT 06377

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 2008
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jan 2021)
Tax Bill	$4,201 (2026)
Deeds & Mortgages	Dec 2024 Refinance Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00057400`

Property Details

APN / Parcel Number

Primary APN	`00057400`
Alternative APNs	`STLN M:06828 B:014 L:002I` `STER M:06828 B:014 L:002I` `57400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	2,592 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	57400
Street Address	442 MAIN ST
City	STERLING
State	CT
Zip	06377-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Block	14
Legal Lot Number	2I
Jurisdiction	STERLING CT
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3001
Census Tract	908100

Owner

Source: Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	442 MAIN ST, STERLING, CT 06377-1606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
Jun 19, 2018	Deed of Trust, Mortgage PEOPLES UNITED BANK
Jan 14, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HOME POINT FINANCIAL CORPORATION
Jan 14, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2021 · Amount on Record
Deed Sale	Jan 14, 2021 · Amount on Record
Prior Sale	Aug 13, 2012 · Amount on Record
Deed Document Number	20212021000028
Deed Book / Page	163 / 832
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Property Address	442 MAIN ST, STERLING, CT 06377-1606
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000178-799
Date	Dec 31, 2024
Book Page	178/799
Instrument	2024000833

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Property Address	442 MAIN ST, STERLING, CT 06377-1606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	155-146
Date	Jun 19, 2018
Book Page	155/146

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	348 Months
Due	Jun 1, 2047

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STERLING CT
Recording Date	Jan 14, 2021
Property Address	442 MAIN ST, STERLING, CT 06377-1606
Document Number	163-832
Book / Page	163 / 832
Instrument Date	Jan 7, 2021
Instrument	2021000028
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	182 WARE RD, DAYVILLE, CT 06241-1126

Mortgage

Document Number	2021000029
Date	Jan 14, 2021
Instrument	2021000029

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STERLING CT
Recording Date	Jan 14, 2021
Property Address	442 MAIN ST, STERLING, CT 06377-1606
Document Number	000163-832
Book / Page	163 / 832
Instrument Date	Jan 7, 2021
Instrument	2021000028
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	182 WARE RD, DAYVILLE, CT 06241-1126
Investor	Possibly a Property Investor

Mortgage

Document Number	2021000029
Date	Jan 14, 2021
Instrument	2021000029

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sterling Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Sterling Town
Elementary School District	Sterling School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,201.00 (+7.22%)	$178,100 (-) Land $40,100 Building $138,000	$409,521 (+228.48%)
2025	$3,918.00	$178,100 (-) Land $40,100 Building $138,000	$124,670 Land $28,070 Building $96,600
2024	$3,918.00 (-0.99%)
2023	$3,957.00 (+3.48%)	$178,100 (+48.78%) Land $40,100 Building $138,000
2022	$3,824.00	$119,710 Land $16,600 Building $103,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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