442 Lovers Ln, Vacaville, CA 95688 Property Records

Solano County property record for 442 Lovers Ln, Vacaville, CA 95688

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,206 sqft · built 1955
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Tax Bill	$3,787 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0126-245-040`

Property Details

APN / Parcel Number

Primary APN	`0126-245-040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	3 Stories
Building Area	1,206 sqft Living Area
1st Floor Area	1,206 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Stucco
Roof Material	Tar & Gravel
Lot Area	5,227 sqft (0.12 acres)
Garage Area	284 sqft
Parking Spaces	1 Parking Space
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	442 LOVERS LN
City	VACAVILLE
State	CA
Zip	95688-4323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUNNY GARDENS SUB BK-BG 15-34 LOT 34
Legal Subdivision	SUNNY GARDENS SUBDIVISION
Legal Lot Number	34
Jurisdiction	SOLANO CA
Township / Civil Division	VACAVILLE
Census Block Group	4
Census Block	4002
Census Tract	253101

Owner

442 Lovers Ln is owned and occupied by an individual who acquired it in December 2020.

Source: Solano County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	442 LOVERS LN, VACAVILLE, CA 95688-4323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 1, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 18, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Dec 18, 2020	Quit Claim Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 13, 2018	Grant Deed, Transfer · Conventional Mortgage SOLANO FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2020
Deed Sale	Dec 18, 2020
Prior Sale	Nov 13, 2018 · Amount on File
Deed Document Number	2020118315
Prior Transfer Date	Dec 3, 2020
Prior Transfer Doc	0000118315
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	442 LOVERS LN, VACAVILLE, CA 95688-4323
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 LOVERS LN, VACAVILLE, CA 95688-4323

Mortgage

Document Number	0000043752
Date	Oct 10, 2023
Instrument	202300043752

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Dec 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	442 LOVERS LN, VACAVILLE, CA 95688-4323
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 LOVERS LN, VACAVILLE, CA 95688-4323

Mortgage

Document Number	0000123538
Date	Dec 1, 2021
Instrument	202100123538

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOLANO CA
Recording Date	Dec 18, 2020
Property Address	442 LOVERS LN, VACAVILLE, CA 95688-4323
Document Number	0000118314
Instrument Date	Dec 3, 2020
Instrument	118314
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	442 LOVERS LN VACAVILLE CA 956884323, VACAVILLE, CA 95688-4323

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOLANO CA
Recording Date	Dec 18, 2020
Property Address	442 LOVERS LN, VACAVILLE, CA 95688-4323
Document Number	0000118315
Map Reference	MB 15 PG 34
Instrument Date	Dec 3, 2020
Instrument	202000118315
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 LOVERS LN, VACAVILLE, CA 95688-4323

Mortgage

Document Number	0000118316
Date	Dec 18, 2020
Instrument	202000118316

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Nov 13, 2018
Property Address	442 LOVERS LN, VACAVILLE, CA 95688-4323
Document Number	0000076994
Map Reference	MB15 PG34
Instrument Date	Nov 2, 2018
Instrument	201800076994
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	442 LOVERS LN, VACAVILLE, CA 95688-4323

Mortgage

Document Number	0000076995
Date	Nov 13, 2018
Instrument	201800076995

Lender

Name	SOLANO FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 442 Lovers Ln was $3,787 with a homeowner's exemption, down 0.2% from the year before.

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Solano County
Municipality	Vacaville City
Unified School District	Vacaville Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,637 (+2%) Land $72,444 Building $271,193
2025	$3,787.00 (-0.24%) Homeowner's exemption	$336,900 Land $71,024 Building $265,876
2024	$3,796.00 (+2.48%)
2023	$3,704.00 (+2.69%) Homeowner's exemption	$323,819 Land $68,267 Building $255,552	$460,440
2022	$3,607.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 442 Lovers Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 Lovers Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VACAVILLE serves 99,650 people · EPA ID CA4810008
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath.

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