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442 Lime St, Sebring, FL 33870 Property Records

Highlands County property record for 442 Lime St, Sebring, FL 33870 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,374 sqft · built 1926
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on File
Tax Bill$1,580 (2024)
Deeds & MortgagesJul 2026 Mortgage
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS294907003300030

Property Details

APN / Parcel Number

Primary APNS294907003300030
Alternative APN
  • S-29-34-29-070-0330-0030

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,374 sqft Living Area
1st Floor Area1,101 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1940
Exterior MaterialWood Shingle
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
DrivewayDriveway
Driveway Area120 sqft

Exterior Amenities

Patio Area324 sqft
FenceFence
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemConvection
Heating FuelGas

Location & Zoning

Old Parcel NumberS294907003300030
Street Address442 LIME ST
CitySEBRING
StateFL
Zip33870-2000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN OF SEBRING-TRANS BK-PG 6 W 50 FT OF LOT 3 BLK 33
Legal Range29E
Legal Township34S
Legal Section29
Legal SubdivisionLIMETREE VILLAS
Legal Block33
Legal Lot Number3
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group3
Census Block3015
Census Tract960800

Owner

Source: Highlands County records · APN S294907003300030

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3918 FONSECA AVE, SEBRING, FL 33872-2346
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Nov 18, 2022Warranty Deed, Transfer · Conventional Mortgage
SOUTH STATE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 10, 2023
Deed SaleApr 10, 2023
Prior SaleSep 29, 2005 · Amount on Record
Deed Document Number0029671581
Deed Book / Page2942 / 1019
Prior Transfer DateNov 18, 2022
Prior Transfer Doc2124598
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Recording DateJul 23, 2026
Property Address442 LIME ST, SEBRING, FL 33870-2000
Document Number0002322839
Book / Page3206 / 1893
Instrument DateJul 10, 2026
Instrument20262322839
Transaction TypeMortgage
Record UpdatedJul 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address442 LIME ST, SEBRING, FL 33870-2000

Mortgage

Document Number0002322839,
DateJul 23, 2026
Book Page3206/1893
Instrument20262322839
Lender
NameROYAL UNITED MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateNov 18, 2022
Property Address442 LIME ST, SEBRING, FL 33870-2000
Document Number0002124598
Book / Page2942 / 1019
Map ReferenceMB 3 PG 1
Instrument DateNov 17, 2022
Instrument2124598
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyHEARTLAND TITLE INS AGCY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$504.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 MOON RANCH RD, SEBRING, FL 33870-9757

Transferred To (Grantee/Buyer)

NameVerified Name
Address3918 FONSECA AVE, SEBRING, FL 33872-2346

Mortgage

Document Number0002124599
DateNov 18, 2022
Book Page2942/1021
Instrument2124599
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
MunicipalitySebring City
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$81,554 (+28.21%) Land $8,500 Building $73,054$81,554 (+28.21%) Land $8,500 Building $73,054
2024$1,580.00 (-2.17%)
2023$1,615.00 (+412.7%)$63,611 (+166.2%) Land $8,500 Building $55,111$63,611 (+14.97%) Land $8,500 Building $55,111
2022$315.00 Homeowner's exemption$23,896$55,329 Land $8,500 Building $46,829

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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