442 Lilly Bell Ln, Freeport, FL 32439 Property Records

Walton County property record for 442 Lilly Bell Ln, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,090 sqft · built 2019
Lot Size	0.203 acres (8,843 sqft)
Owner	Individual Name on File
Last Sale	$437,000 (Jun 2021)
Tax Bill	$3,541 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23130-000-0230`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23130-000-0230`
Alternative APN	`1085265`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,090 sqft Living Area
Gross Area	2,749 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,843 sqft (0.203 acres)
Lot Dimensions	12.5 ft deep x 7.1 ft wide
Garage Type	Finished
Garage Area	481 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1085265
Street Address	442 LILLY BELL LN
City	FREEPORT
State	FL
Zip	32439-7637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 23 CENTRAL PARK AT HAMMOCK BAY PH 1 PB 19-94 OR 3021-23 OR 3102-3956 OR 3204-3306
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	CENTRAL PK/HAMMOCK BAY PH 1
Legal Phase	1
Legal Lot Number	23
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2042
Census Tract	950502

Owner

442 Lilly Bell Ln is owned and occupied by an individual who bought it in June 2021.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	442 LILLY BELL LN, FREEPORT, FL 32439-7637
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Apr 18, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2021 · Amount on File
Deed Sale	Jun 28, 2021 · Amount on File
Prior Sale	Apr 18, 2019 · Amount on File
Deed Document Number	0032043306
Deed Book / Page	3204 / 3306
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 28, 2021
Property Address	442 LILLY BELL LN, FREEPORT, FL 32439-7637
Document Number	0032043306
Book / Page	3204 / 3306
Map Reference	MB 19 PG 94-96
Instrument Date	Jun 28, 2021
Instrument	20210032467
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NAUTILUS TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,059.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2422, SANTA ROSA BEACH, FL 32459-2422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6244 HINES HILL CIR, TALLAHASSEE, FL 32312-1557

Mortgage

Document Number	0032043308
Date	Jun 28, 2021
Instrument	3204/3308

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 18, 2019
Property Address	442 LILLY BELL LN, FREEPORT, FL 32439-7637
Document Number	0031023956
Book / Page	3102 / 3956
Map Reference	MB 19 PG 94-96
Instrument Date	Apr 12, 2019
Instrument	20190012007
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,125.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2422, SANTA ROSA BEACH, FL 32459-2422

Mortgage

Document Number	20190012008
Date	Apr 18, 2019
Instrument	20190012008

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$363,335 Land $55,000 Building $308,335	$363,335 Land $55,000 Building $308,335
2024	$3,541.00 (+3.75%)
2023	$3,413.00 (+3.58%) Homeowner's exemption	$360,924 (-3.34%) Land $49,485 Building $311,439	$360,924 (-3.34%) Land $49,485 Building $311,439
2022	$3,295.00 Homeowner's exemption	$373,399 Land $54,928 Building $318,471	$373,399 Land $54,928 Building $318,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 442 Lilly Bell Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 Lilly Bell Ln is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lilly Bell Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures