442 Lexington Rd, Versailles, KY 40383 Property Records

Woodford County property record for 442 Lexington Rd, Versailles, KY 40383

Property Summary

Property Type	Rural Improved / Non-Residential
Details	2,800 sqft · built 1980
Owner	Company Name on Record
Tax Bill	$4,288 (2025)
Deeds & Mortgages	Jan 2018 Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`30-5033-011-00`

Property Details

APN / Parcel Number

Primary APN	`30-5033-011-00`
Alternative APN	`8994`

Interior

Total Rooms	1 Room
Stories	1 Story
Building Area	2,800 sqft Total Area

Exterior

Year Built	Built 1980
Exterior Material	Brick Veneer
Foundation Type	Block

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	8994
Street Address	442 LEXINGTON RD
City	VERSAILLES
State	KY
Zip	40383-1626
Property Category	Other
Property Type	Other > Rural Improved / Non-Residential
Legal Description	1 STORY
Legal Subdivision	LAVAL HEIGHTS
Legal Block	B
Jurisdiction	WOODFORD KY
Township / Civil Division	VERSAILLES
Census Block Group	2
Census Block	2008
Census Tract	50107

Owner

Source: Woodford County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	130 S JEFFERSON ST STE 300, 300, CHICAGO, IL 60661-5763
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2018	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
May 14, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	107-076
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	442 LEXINGTON RD, VERSAILLES, KY 40383-1626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M811/030
Date	Jan 30, 2018
Book Page	M811/030
Instrument	48934

Lender

Name	PNC BANK NA
Type	Bank
Address	VERSAILLES, KY 40383

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Feb 1, 2030

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	442 LEXINGTON RD, VERSAILLES, KY 40383-1626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M816/696
Date	May 14, 2018
Book Page	M816/696
Instrument	55698

Lender

Name	PNC BANK NA
Type	Bank
Address	VERSAILLES, KY 40383

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Municipality	Versailles City
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,288.00 (-9.63%)	$470,000 (-)	$470,000 (-)
2023	$4,745.00	$470,000	$470,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1989–2018)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Flooding, Mudslides, And Landslides, Apr 2008 · 3 claims Severe Storms & Flooding, Feb 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

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