442 Laural Ct, Madison, MS 39110 Property Records

Madison County property record for 442 Laural Ct, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details5 ba · 3,383 sqft · built 2007
Lot Size0.466 acres (20,298 sqft)
OwnerIndividual Name on Record
Last Sale$442,800 (Oct 2021)
Tax Bill$3,621 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN072E-21D-180

Property Details

APN / Parcel Number

Primary APN072E-21D-180
Alternative APNs
  • 072E-21D-180/00.00
  • 45525

Interior

Full Baths5 Baths
Stories1 Story
Building Area3,383 sqft Adjusted Area
Gross Area2,467 sqft
1st Floor Area2,467 sqft
2nd Floor Area445 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area20,298 sqft (0.466 acres)
Patio Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number45525
Street Address442 LAURAL CT
CityMADISON
StateMS
Zip39110-7095
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 64 WOODS CROSSING
Legal Range02E
Legal Township07N
Legal Section21
Legal SubdivisionWOODS CROSSING
Legal Lot Number64
JurisdictionMADISON MS
Township / Civil Division3
Census Block Group1
Census Block1004
Census Tract30110

Owner

Source: Madison County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address442 LAURAL CT, MADISON, MS 39110-7095
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2021 · Amount on Record
Deed SaleOct 25, 2021 · Amount on Record
Deed Document Number2021942606
Deed Book / Page4122 / 535
Record UpdatedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateOct 25, 2021
Property Address442 LAURAL CT, MADISON, MS 39110-7095
Document Number004122/535
Book / Page4122 / 535
Map ReferenceCAB E SL 1B
Instrument DateOct 22, 2021
Instrument942606
Transaction TypeTransfer
Record UpdatedJun 9, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 BEACON HILL RD, MADISON, MS 39110-9109

Transferred To (Grantee/Buyer)

NameVerified Name
Address442 LAURAL CT, MADISON, MS 39110-7095

Mortgage

Document Number0000942607
DateOct 25, 2021
Instrument942607
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2041

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,621.00 Homeowner's exemption$33,651 (-)$336,510 (-) Land $55,000 Building $281,510
2024$3,621.00
2023$3,621.00 Homeowner's exemption$33,651$336,510 Land $55,000 Building $281,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims2 (2024–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A -EAST
public/private · serves 18,770 people · EPA ID MS0450002
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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