McLeod County property record for 442 Lake Trl, Winsted, MN 55395
| Property Type | Single Family Home |
|---|---|
| Details | 988 sqft · built 2019 |
| Lot Size | 0.068 acres (2,975 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,852 (Apr 2020) |
| Tax Bill | $2,992 (2026) |
| Deeds & Mortgages | Dec 2020 Transfer Apr 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21.122.0110 |
| Primary APN | 21.122.0110 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 988 sqft Total Area |
| 1st Floor Area | 1,098 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Multi-Family |
| Exterior Material | Vinyl |
| Lot Area | 2,975 sqft (0.068 acres) |
| Lot Dimensions | 85 ft deep x 35 ft wide |
| Garage Type | Finished |
| Garage Area | 1,188 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 84 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 442 LAKE TRL |
|---|---|
| City | WINSTED |
| State | MN |
| Zip | 55395-6577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINSTED ON THE LAKE FIFTH ADD LOT-009 BLOCK-002 |
| Legal Subdivision | WINSTED ON THE LAKE FIFTH ADD |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | MCLEOD MN |
| Township / Civil Division | WINSTED |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 950100 |
442 Lake Trl is owned and occupied by an individual who acquired it in December 2020.
Source: McLeod County records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 442 LAKE TRL, WINSTED, MN 55395-6577 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2020 | Transfer on Death Deed, Transfer |
| Apr 7, 2020 | Warranty Deed, Transfer WATERMARK TITLE |
| Jun 25, 2019 | Warranty Deed, Transfer AVENEL TITLE, AVENUE TITLE |
| Jun 25, 2019 | Warranty Deed, Transfer AVENEL TITLE, AVENUE TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2020 · Amount on File |
| Deed Sale | Apr 7, 2020 · Amount on File |
| Prior Sale | Jun 25, 2019 · Amount on File |
| Deed Document Number | 202065413 |
| Last Transfer Date | Dec 11, 2020 |
| Transfer Doc | 0000066815 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | Dec 14, 2020 |
| Property Address | 442 LAKE TRL, WINSTED, MN 55395-6577 |
| Document Number | 0000066815 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 66815 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 442 LAKE TRL, WINSTED, MN 55395-6577 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | Apr 7, 2020 |
| Property Address | 442 LAKE TRL, WINSTED, MN 55395-6577 |
| Document Number | 0000065413 |
| Instrument Date | Apr 7, 2020 |
| Instrument | 65413 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | WATERMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $659.51 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 442 LAKE TRL, WINSTED, MN 55395-6577 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | Jun 25, 2019 |
| Property Address | 442 LAKE TRL, WINSTED, MN 55395-6577 |
| Document Number | 0000064243 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 64243 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | AVENEL TITLE, AVENUE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $8.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23925 GRASS LAKE RD, WINSTED, MN 55395-6000 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | Jun 25, 2019 |
| Property Address | 442 LAKE TRL, WINSTED, MN 55395-6577 |
| Document Number | 0000064244 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 64244 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | AVENEL TITLE, AVENUE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $8.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23925 GRASS LAKE RD, WINSTED, MN 55395-6000 |
The 2026 property tax bill for 442 Lake Trl was $2,992 with a homeowner's exemption.
Source: McLeod County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | McLeod County |
| Municipality | Winsted City |
| Unified School District | Howard Lake-Waverly-Winsted (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,992.00 Homeowner's exemption | ||
| 2025 | $218,100 Land $24,500 Building $193,600 | $218,100 Land $24,500 Building $193,600 | |
| 2022 | $190,700 Land $23,300 Building $167,400 | $190,700 Land $23,300 Building $167,400 | |
| 2019 | $216.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 442 Lake Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 442 Lake Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Winsted serves 2,226 people · EPA ID MN1430010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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