442 Haverhill St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 442 Haverhill St, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,552 sqft · built 1965
Lot Size	0.895 acres (38,993 sqft)
Owner	Trust Name on File
Tax Bill	$9,239 (2026)
Deeds & Mortgages	May 2021 Refinance Oct 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0014 B:0036 L:0002`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0014 B:0036 L:0002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,552 sqft Living Area
Gross Area	7,164 sqft
Basement Area	2,548 sqft
Unfinished Basement	2,548 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Contemporary
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,993 sqft (0.895 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	442 HAVERHILL ST
City	ROWLEY
State	MA
Zip	01969-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OUT
Legal Subdivision	ROWLEY-MASS
Legal Block	36
Legal Lot Number	2
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	2
Census Block	2003
Census Tract	270100

Owner

442 Haverhill St is owner-occupied and held in a trust since October 2017.

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	442 HAVERHILL ST, ROWLEY, MA 01969-1903
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Oct 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2017
Deed Sale	Oct 5, 2017
Prior Sale	Mar 31, 2008 · Amount on File
Deed Document Number	201784
Deed Book / Page	36230 / 553
Transfer Doc	36230-553
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	442 HAVERHILL ST, ROWLEY, MA 01969-1903
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39844-466
Date	May 5, 2021
Book Page	39844/466
Instrument	20210505002800

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Oct 5, 2017
Property Address	442 HAVERHILL ST, ROWLEY, MA 01969-1903
Document Number	36230-553
Book / Page	036230 / 000553
Instrument Date	Aug 21, 2017
Instrument	1710050084
Transaction Type	Transfer
Record Updated	Oct 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	442 HAVERHILL ST ROWLEY MA 019691903, ROWLEY, MA 01969-1903

Tax Assessment & Valuation

The 2026 property tax bill for 442 Haverhill St was $9,239, up 2.2% from the year before.

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,239.00 (+2.16%)	$764,200 (-0.55%) Land $293,000 Building $471,200	$982,639 (+13.43%)
2025	$9,044.00 (-0.35%)	$768,400 (+2.44%) Land $279,000 Building $489,400	$866,305
2024	$9,076.00 (+5.06%)	$750,100 (+13.05%) Land $265,900 Building $484,200
2023	$8,639.00	$663,500 Land $231,200 Building $432,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 442 Haverhill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 Haverhill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: Astound Broadband, T-Mobile.

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