Clay County property record for 442 Hampton Dr W, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.17 acres (7,425 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $437,500 (May 2026) |
| Tax Bill | $8,798 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2020 Construction Loan + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 58.281.0080 |
| Primary APN | 58.281.0080 |
|---|
| Lot Area | 7,425 sqft (0.17 acres) |
|---|
| Street Address | 442 HAMPTON DR W |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-7254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 001 LOT 008 SUBDIVISIONCD 58281 SUBDIVISIONNAME HAMPTON PLACE 3RD ADDN |
| Legal Subdivision | HAMPTON PLACE 3RD ADDN |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 30110 |
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 442 HAMPTON DR W, MOORHEAD, MN 56560-7254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage WESTERN STATE BANK |
| Oct 13, 2020 | Deed of Trust, Mortgage · Construction Mortgage BLACK RIDGE BANK |
| Jun 11, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jun 11, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST COMMUNITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on Record |
| Deed Sale | May 22, 2026 · Amount on Record |
| Prior Sale | Jun 11, 2021 · Amount on Record |
| Deed Document Number | 2026864792 |
| Prior Transfer Date | Jun 9, 2021 |
| Prior Transfer Doc | 0000816978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | May 22, 2026 |
| Property Address | 442 HAMPTON DR W, MOORHEAD, MN 56560-7254 |
| Document Number | 0000864792 |
| Instrument Date | May 20, 2026 |
| Instrument | 2026864792 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145,818.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 442 HAMPTON DR W, MOORHEAD, MN 56560-7254 |
| Investor | Possibly a Property Investor |
| Document Number | 0000864795, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 2026864795 |
| Name | WESTERN STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 442 HAMPTON DR W, MOORHEAD, MN 56560-7254 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000807021 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 807021 |
| Name | BLACK RIDGE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 15, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jun 11, 2021 |
| Property Address | 442 HAMPTON DR W, MOORHEAD, MN 56560-7254 |
| Document Number | 0000816978 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 816978 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5522 36TH ST S, FARGO, ND 58104-6784 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jun 11, 2021 |
| Property Address | 442 HAMPTON DR W, MOORHEAD, MN 56560-7254 |
| Document Number | 0000816979 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 816979 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,270.17 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 442 HAMPTON DR W, MOORHEAD, MN 56560-7254 |
| Document Number | 0000816980 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 816980 |
| Name | FIRST COMMUNITY CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,798.00 (+11.17%) Homeowner's exemption | $398,300 (+2.79%) Land $43,400 Building $354,900 | $398,300 (+2.79%) Land $43,400 Building $354,900 |
| 2025 | $387,500 (+10.97%) Land $40,800 Building $346,700 | $387,500 (+10.97%) Land $40,800 Building $346,700 | |
| 2023 | $7,914.00 Homeowner's exemption | $349,200 Land $35,400 Building $313,800 | $349,200 Land $35,400 Building $313,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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