442 Grant St, Troy, OH 45373 Property Records

Miami County property record for 442 Grant St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,790 sqft · built 1920
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$111,000 (Sep 2020)
Tax Bill	$2,421 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`D08-008200`

Property Details

APN / Parcel Number

Primary APN	`D08-008200`
Alternative APN	`050628.1-31-002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,790 sqft Living Area
1st Floor Area	2,114 sqft
Upper Floors Area	733 sqft
Basement Area	366 sqft
Unfinished Basement	366 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	94 ft deep x 61 ft wide

Exterior Amenities

Porch	Slab
Porch Area	282 sqft
Deck Area	30 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	442 GRANT ST
City	TROY
State	OH
Zip	45373-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 518 60.7 E PT
Legal Lot Number	518
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3015
Census Tract	365301

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	442 GRANT ST, TROY, OH 45373-3122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Sep 8, 2020	Deed, Transfer · Conventional Mortgage LOAN ONE MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2020 · Amount on Record
Deed Sale	Sep 8, 2020 · Amount on Record
Prior Sale	May 13, 2010 · Amount on Record
Deed Document Number	20202020OR-12726
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 18, 2021
Property Address	442 GRANT ST, TROY, OH 45373-3122
Document Number	0000002786
Map Reference	VOL 2 PG 81
Instrument Date	Feb 8, 2021
Instrument	2021OR-02786
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	442 GRANT ST, TROY, OH 45373-3122

Mortgage

Document Number	0000002787
Date	Feb 18, 2021
Instrument	2021OR-02787

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 8, 2020
Property Address	442 GRANT ST, TROY, OH 45373-3122
Document Number	0000012726
Instrument Date	Aug 7, 2020
Instrument	2020OR-12726
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	FIRST OHIO TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5016 HONVEST MEADOW RD, HILLIARD, OH 43026-9546

Mortgage

Document Number	0000012727
Date	Sep 8, 2020
Instrument	2020OR-12727

Lender

Name	LOAN ONE MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,421.00 (+34.35%) Homeowner's exemption	$62,200 (+62.57%) Land $9,840 Building $52,360	$177,700 (+62.58%) Land $28,100 Building $149,600
2024	$1,802.00 (+13.12%) Homeowner's exemption	$38,260 (-) Land $10,640 Building $27,620
2023	$1,593.00 (+15.18%) Homeowner's exemption	$38,260 (-) Land $10,640 Building $27,620	$109,300 (-) Land $30,400 Building $78,900
2022	$1,383.00 Homeowner's exemption	$38,260 Land $10,640 Building $27,620	$109,300 Land $30,400 Building $78,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Frontier, Verizon, Watch TV.

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