Kent County property record for 442 Fulton St, Dover, DE 19904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,053 sqft · built 1920 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Company Name on File |
| Last Sale | $50,000 (May 2019) |
| Tax Bill | $961 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-05-076.08-04-40.00-000 |
| Primary APN | 2-05-076.08-04-40.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,053 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 85 ft deep x 24 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Porch | Slab |
| Porch Area | 36 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 14474 |
|---|---|
| Street Address | 442 FULTON ST |
| City | DOVER |
| State | DE |
| Zip | 19904-3138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG1 |
| Legal Description | S. SD. FULTON ST., LOT 24' X 85', 442 FULTON STREET |
| Legal Subdivision | FULTONS ADDITION |
| Legal Lot Number | 24 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 43300 |
442 Fulton St is owned by a company that bought it in May 2019.
Source: Kent County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 17901 NALLE RD, NORTH FORT MYERS, FL 33917-2238 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORPORATION |
| Feb 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORP |
| Dec 18, 2020 | Deed of Trust, Construction Loan · Construction Mortgage DIRECT PORTFOLIO LNDG |
| Dec 18, 2020 | Deed of Trust, Construction Loan · Construction Mortgage DIRECT PORTFOLIO LNDG |
| May 17, 2019 | Deed, Transfer · Conventional Mortgage SORTIS FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2019 · Amount on File |
| Deed Sale | May 17, 2019 · Amount on File |
| Prior Sale | Jan 3, 2007 · Amount on File |
| Deed Document Number | 2019361940 |
| Deed Book / Page | 9595 / 285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | May 15, 2026 |
| Property Address | 442 FULTON ST, DOVER, DE 19904-3138 |
| Document Number | 0000536126 |
| Book / Page | 14197 / 113 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026536126 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000536126, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 14197/113 |
| Instrument | 2026536126 |
| Name | HOMEXPRESS MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 309 Months |
| Due | Feb 1, 2052 |
| Rate | 18% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 442 FULTON ST, DOVER, DE 19904-3138 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000443378 |
|---|---|
| Date | Feb 4, 2022 |
| Book Page | 11734/134 |
| Instrument | 2022-443378 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Dec 18, 2020 |
| Property Address | 442 FULTON ST, DOVER, DE 19904-3138 |
| Document Number | 0000403506 |
| Book / Page | 010649 / 000122 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 403506 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 4, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 442 FULTON ST DOVER DE 199043138, DOVER, DE 19904-3138 |
| Document Number | 0000403506 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 010649/000122 |
| Instrument | 403506 |
| Name | DIRECT PORTFOLIO LNDG |
|---|---|
| Address | LAKE OSWEGO, OR 97035 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Dec 17, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Dec 18, 2020 |
| Property Address | 442 FULTON ST, DOVER, DE 19904-3138 |
| Document Number | 0000403505 |
| Book / Page | 010649 / 000097 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 403505 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 442 FULTON ST DOVER DE 199043138, DOVER, DE 19904-3138 |
| Document Number | 0000403505 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 010649/000097 |
| Instrument | 403505 |
| Name | DIRECT PORTFOLIO LNDG |
|---|---|
| Address | LAKE OSWEGO, OR 97035 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Dec 17, 2022 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | May 17, 2019 |
| Property Address | 442 FULTON ST, DOVER, DE 19904-3138 |
| Document Number | 0000361940 |
| Book / Page | 9595 / 285 |
| Instrument Date | May 16, 2019 |
| Instrument | 2019-361940 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 LAKE COVE LN, 110, FELTON, DE 19943-5350 |
| Name | Verified Name |
|---|---|
| Address | 442 FULTON ST, DOVER, DE 19904-3138 |
| Document Number | 0000361941 |
|---|---|
| Date | May 17, 2019 |
| Instrument | 2019-361941 |
| Name | SORTIS FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Jun 1, 2020 |
The 2026 property tax bill for 442 Fulton St was $961, up 6% from the year before.
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $961.00 (+5.95%) | $154,400 (-) Land $33,700 Building $120,700 |
| 2025 | $907.00 | $154,400 Land $33,700 Building $120,700 |
| 2023 | $57.00 | $13,000 Land $2,000 Building $11,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 442 Fulton St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1988) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1988 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 442 Fulton St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 91% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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