442 Front St, Philo, OH 43771 Property Records

Muskingum County property record for 442 Front St, Philo, OH 43771 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1956
Square Footage	1,200 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$129,000 (2020)
Tax Bill	$1,546.00 (2025)

Owner

Source: Muskingum County records · APN 20-21-03-12-000

Assessment roll updated March 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	442 FRONT ST, PHILO, OH 43771-0238
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 07, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Jul 01, 2020	Warranty Deed, Transfer · Line of Credit FIRST OHIO HOME FINANCE INC
Jul 27, 2017	Warranty Deed, Transfer · Veterans Administration Mortgage THE HUNTINGTON NATIONAL BANK
Jan 11, 2017	Sheriff's Deed, Foreclosure Result of a Foreclosure Auction

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2020 · Amount on Record
Deed Sale	Jul 01, 2020 · Amount on Record
Prior Sale	Jul 27, 2017 · Amount on Record
Deed Book / Page	2923 / 495
Record Refreshed	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKINGUM OH
Property Address	442 FRONT ST, PHILO, OH 43771-0238
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 FRONT ST, PHILO, OH 43771-0238

Mortgage

Document Number	003267/145
Date	May 07, 2025
Book Page	3267/145

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	PO BOX 2026, FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2040

Interest

Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKINGUM OH
Recording Date	Jul 01, 2020
Property Address	442 FRONT ST, PHILO, OH 43771-0238
Document Number	002923/495
Book / Page	2923 / 495
Instrument Date	Jun 09, 2020
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 FRONT ST, PHILO, OH 43771-0238

Mortgage

Document Number	0002923498
Date	Jul 01, 2020
Instrument	2923/498

Lender

Name	FIRST OHIO HOME FINANCE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKINGUM OH
Recording Date	Jul 27, 2017
Property Address	442 FRONT ST, PHILO, OH 43771-0238
Document Number	002737/204
Book / Page	2737 / 204
Instrument Date	Jul 26, 2017
Instrument	201700007406
Transaction Type	Transfer
Record Updated	Mar 04, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Notice of Foreclosure Sale Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	7575 HUNTINGTON PARK DR, COLUMBUS, OH 43235-5618

Mortgage

Document Number	201700007407
Date	Jul 27, 2017
Instrument	201700007407

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

January 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MUSKINGUM OH
Recording Date	Jan 11, 2017
Property Address	442 FRONT ST, PHILO, OH 43771-0238
Document Number	002703/001
Book / Page	2703 / 001
Instrument Date	Jan 03, 2017
Instrument	201700000387
Transaction Type	Foreclosure
Record Updated	Mar 04, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Result of a Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 MOUND RD, DUNCAN FALLS, OH 43734-9701

Tax Assessment & Valuation

Source: Muskingum County records · Assessment roll updated March 5, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Muskingum County
County Subdivision	Harrison Township
Municipality	Philo Village
Unified School District	Franklin Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,546.00 (-7.76%)	$45,675 (+9.11%) Land $3,395 Building $42,280
2024			$130,500 (+9.11%) Land $9,700 Building $120,800
2023	$1,676.00	$41,860 Land $2,765 Building $39,095
2021			$119,600 Land $7,900 Building $111,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Muskingum County (39119C), updated July 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`20-21-03-12-000`
Alternative APN	`046724-1`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,200 sqft Living Area
1st Floor	1,200 sqft 1st Floor
Basement Area	1,200 sqft Basement
Unfinished Basement	1,200 sqft Unfinished
Game Room	Game Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional Style
Exterior Material	Stone Exterior
Construction Type	Stone Construction
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	132 ft x 66 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	308 sqft Garage
Porch Area	116 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	046724-1
Street Address	442 FRONT ST
City	PHILO
State	OH
Zip	43771-0238
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 13 SQ 17 PHILO 66 X 132
Legal Subdivision	VILLAGE OF PHILO
Legal Lot Number	13
Jurisdiction	MUSKINGUM OH
Minor Civil Division	HARRISON
Census Blockgroup	2
Census Block	2047
Census Tract	912500

442 Front St, Philo, OH 43771 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2017: Sheriff's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Front St

Nearby Streets

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