Lake County property record for 442 Florence St, Hammond, IN 46324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 760 sqft · built 1951 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,000 (Sep 2022) |
| Tax Bill | $2,273 (2024) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Apr 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-26-34-0003-0025 |
| Primary APN | 007-26-34-0003-0025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 760 sqft Living Area |
| Attic | Attic |
| Attic Area | 750 sqft |
| Basement Area | 760 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 125 ft deep x 44 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 007-26-34-0003-0025 |
|---|---|
| Old Parcel Number | 263400030025 |
| Street Address | 442 FLORENCE ST |
| City | HAMMOND |
| State | IN |
| Zip | 46324-1330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | F. B. HALLS SUB. L.22 BL.3 E.18.60 FT. L.21 BL.3 |
| Legal Subdivision | F B HALLS |
| Legal Block | 3 |
| Legal Lot Number | 22 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 21400 |
442 Florence St is owned and occupied by an individual who bought it in September 2022.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 442 FLORENCE ST, HAMMOND, IN 46324-1330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2022 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Apr 16, 2019 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Jun 29, 2018 | Warranty Deed, Transfer GREATER INDIANA TITLE COMPANY |
| Jun 20, 2018 | Grant Deed, Transfer GREATER INDIANA TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2022 · Amount on File |
| Deed Sale | Sep 29, 2022 · Amount on File |
| Prior Sale | Apr 16, 2019 |
| Deed Document Number | 2022-539984 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Sep 29, 2022 |
| Property Address | 442 FLORENCE ST, HAMMOND, IN 46324-1330 |
| Document Number | 0000039984 |
| Map Reference | MB 3 PG 17 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2022-539984 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | ACUITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 442 FLORENCE ST, HAMMOND, IN 46324-1330 |
| Document Number | 0000039985 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 2022-539985 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Apr 16, 2019 |
| Property Address | 442 FLORENCE ST, HAMMOND, IN 46324-1330 |
| Document Number | 0000021945 |
| Map Reference | MB 3 PG 17 |
| Instrument Date | Apr 9, 2019 |
| Instrument | 2019 021945 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | MERIDIAN TITLE CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 442 FLORENCE ST, HAMMOND, IN 46324-1330 |
| Document Number | 0000021946 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 2019 021946 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jun 29, 2018 |
| Property Address | 442 FLORENCE ST, HAMMOND, IN 46324-1330 |
| Document Number | 0000040934 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 40934 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2018 |
| Title Company | GREATER INDIANA TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 445 HEBRON IN 463410445, HEBRON, IN 46341-0445 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jun 20, 2018 |
| Property Address | 442 FLORENCE ST, HAMMOND, IN 46324-1330 |
| Document Number | 0000038573 |
| Instrument Date | May 1, 2018 |
| Instrument | 38573 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | GREATER INDIANA TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3145 45TH ST #B HIGHLAND IN 463223292, B, HIGHLAND, IN 46322-3292 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Hammond City |
| Unified School District | Hammond School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $187,100 Land $25,500 Building $161,600 | $187,100 Land $25,500 Building $161,600 | |
| 2024 | $2,273.00 | ||
| 2023 | $165,300 (+5.56%) Land $26,100 Building $139,200 | $165,300 (+5.56%) Land $26,100 Building $139,200 | |
| 2022 | $2,038.00 Homeowner's exemption | $156,600 Land $26,100 Building $130,500 | $156,600 Land $26,100 Building $130,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 442 Florence St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 442 Florence St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 854 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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